RedactedNarrative: Vessel Operator/Owner stated that his vessel hit the Hat Point Reef in Lake Huron while out cruising.  There were no witnesses to the incident other than the passenger on the vessel.  The operator/owner needed to make an insurance claim which is the reason for this report. No injuries were reported, only damages to the vessel.
NameOfBodyOfWater: Lake Huron
NearestCityTown: Hume Township