RedactedNarrative: Operator was testing a jet ski for purchase.  His passenger stated they were turning to come back to dock and hit a wave.  They flipped over.  She tried to help Operator and was unable to float.  She called to Operator''s dad for help.  Operator''s dad dove in and helped him to shore.  Operator was unable to feel or move his legs.  A jon boat was used to bring Operator from the rocky shore line and around the boat dock.  He was placed on the bow of the boat and was laying on the bow upon my arrival.
      
  
  Operator stated he had been making turns close to the dock.  He was going about 8 mph, when he turned to come back to the dock because his passenger was afraid.  As he turned the jet ski, he hit a wave.  The jet ski did not have a hood on the bow, and it was filling with water.  The jet ski turned over on top of them.  He hurt his back. He was flown by helicopter to Barnes Hospital in St. Louis, MO.
  
  A witness on the shore stated Operator was acting stupid and doing figure eights. Operator flipped the jet ski over near the dock. He said neither Operator or occupant were wearing PFD''s.
  
NameOfBodyOfWater: Mississippi River
NearestCityTown: HAMBURG                       