RedactedNarrative: THE CAUSE OF THIS ACCIDENT WAS THE OPERATOR'S INABILITY TO RECOGNIZE A SHALLOW AREA BEFORE RUNNING AGROUND. IMPROPER DISTRIBUTION OF PASSENGERS WEIGHT WHEN BACKING CAUSED THE BOAT TO TAKE ON WATER AND CAPSIZE.  THE BOAT SANK AND AT THE TIME OF THIS REPORT, THE BOAT HAD STILL NOT BEEN RECOVERED.
NameOfBodyOfWater: LAKE OF THE OZARKS
NearestCityTown: WARSAW                        