RedactedNarrative: On October 7th, at approximately 08:00, I, officer 1 and Sergeant 2, received a call of a boat accident on Lake Cumberland near Cemetery Island. Upon arrival I made contact with Owner 1 a half owner of the vessel, who was there removing personal items from the vessel. Owner 1 stated that his father, Operator, the other half owner and Operator's girlfriend were the two occupants on the vessel when it was grounded and both had already returned home with only a couple scratches. Owner 1 also stated he was not sure what had happened, but stated Operator had told him the boats radar went out and he did not see the island in front of him before it was too late. Owner 1 then stated he thought Operator had grounded it around 20:00 that night.
  
  I officer 1 called Operator and got his statement. Operator stated he and his girlfriend had took the boat down to Rowena marina to have dinner and advised me on the way down to Rowena marina his radar blinked off, but then came back on.
   Operator stated at dinner he did drink a beer with his meal. He also advised me they went to the dam to watch the sunset after dinner and on the way back to State Dock to put the boat up, his radar stopped working and before he knew it or even had time to stop the vessel he had ran aground on the island.
  
  Estimation of Damage
  The Vessel sustained serious damage throughout the entirety of the vessel, and as of now the vessel has been deemed to be a total loss. I am awaiting to here from the owners of what the insurance company is going to quote the value of the vessel to be.
   
  Applicable Laws and Regulations
  Code of Federal Regulations 
   
  83.05 Look-out (Rule 5).
  Every vessel shall at all times maintain a proper look-out by sight and hearing as well as by all available means appropriate in the prevailing circumstances and conditions so as to make a full appraisal of the situation and of the risk of collision.
   
  The operator of the vessel failed to comply with this rule as neither operator nor passenger saw the island in front of them before grounding the vessel.
   
  3.06 Safe speed (Rule 6).
  Every vessel shall at all times proceed at a safe speed so that she can take proper and effective action to avoid collision and be stopped within a distance appropriate to the prevailing circumstances and conditions. 
  The vessel failed to comply with this rule, and was unable to slow down and avoid collision
   
  Summation of findings
  After looking at the vessel damage and talking with the driver, it was clear he failed to have a proper lookout and never saw the island until it was to late, also, the rate of speed didn’t allow the driver to correct the prevailing circumstances and avoid colliding with the island and running his vessel aground.
NameOfBodyOfWater: Lake Cumberland
NearestCityTown: JAMESTOWN                     