RedactedNarrative: V-1 with operator and one passenger were anchored in the St. Johns River across from the Palatka city marina.  The wind was blowing strong from the NW and waters were cresting to two feet.  Operator improperly anchored the vessel at Midship on the port side, resulting in a wave of water to come over the transom. This flooded the vessel and caused the vessel to turn over tossing both occupants overboard.   A nearby vessel rescued both occupants to safety and they returned to Palatka City Docks.  Contributing Factors:
  1) Operator had no prior boating experience
  2) Operator just purchased this vessel last week, first time on water
  3) Weather was not conducive for this size vessel. 
  4) Improper anchoring caused vessel to take on water
  5) No way to pump water overboard (bilge pump).
NameOfBodyOfWater: ST. JOHNS RIVER
NearestCityTown: PALATKA                       