RedactedNarrative: Vessel one was heading from the marina area on the lake, vessel was operating on the right side of the waterway as required. While approaching the point area of the lake, the operator of vessel one, at the last second noticed another vessel in his path. The operator of vessel one turned his vessel to the right which caused his vessel to strike vessel two head on while turning to the right preventing vessel one from completely traveling across the entire length of vessel two. During the impact of the vessels a passenger on vessel two was thrown from her seat into the console area of the vessel.  A passenger in the from seat area of vessel two was also thrown from his seat over the protective railing of the pontoon and nearly into the water.  Another passenger onboard vessel two was able to grab the injured male by the leg area and keep him from completely exiting the vessel. alcohol was involved in this accident and pfd's were not being worn or used.
NameOfBodyOfWater: CUMBERLAND LAKE
NearestCityTown: MONTICELLO