RedactedNarrative: When officer arrived on the scene he observed a bass boat flipped upside down in the water and two male subjects floating in the water nearby. Several other vessels had stopped to offer assistance prior to the officers arrival. There were two persons on board and neither were injured. The operator and passenger on board both stated that while participating in a bass tournament the operator left the harbor and headed up the lake. While nearing  the mouth of the creek opertor stated a large cruiser pulling an intertube was circling the lake from side to side causing rather large rolling waves. Teh operator stated he was running on plane but not near full throttle. He estimated his speed a little over forty mph. The operator stated his vessel crossed one large rolling wave from the cruiser and as he came over the crest of the wave another wave coming from the other direction came even with the gunnel of his vessel on the starboard side. The wave and his vessel met with such force that his vessel stuck in the wake and both occupants were thrown out of the vessel on the staboard side.  
  
  The operator was wearing the engine kill switch lanyard and the engine stopped as soon as the operator was thrown.  The vessel overturned completely as the occupants were being thrown out. Damage was observed on the starboard side where the initial impact with the wake occurred causing the bullet lettering to be partially torn off. Under the lettering about a three food crack was observed in the fiberglass as well. The rub rail was also pulled from its track and stretched  to the point it could not be put back in as well as some of the screws in the rub rail being pulled through the fiberglass. Small cracks were noticed in the fiberglass  on the transom in the starboard corner as well as the jack plate mounting bracket for the engine was broken off on the starboard bottom. The engine cowling has several cracks completely through the plastic behine the murcury label and near the power trim swith on the starboard side. The mounting bracket screws had pulled through the bottoms of the seats as well and the brackets appeared to be bent. The steering column/wheel also appeared to have bent over causing the whel on the right side to be canted toward the bow of the vessel. A headlamp on th front port side of the vessel was bent and the lens busted out. The lowrence gps unit had been broken off from the vessel as well. Most of the gauges appeared to have leaked lake water into them and none of them worked. Other damage not noted is entirely possible due to the vesselbeing completely submerged for an estimated time of just over two hours. 
  
  Both passengers had minor scrapes and abrasions following their ejection. The passenger had a noticeable bruise on his right leg just below the knee and complained about soreness. The operator complained of some soreness in his rib area on the right side and had skinned his right foot from the loop over the hotfoot accelerator his vessel was equipped with. Both at the time of the accident declined to be checked out by ems personnel. Owner stated after speaking with repair shop was told vessel should be totaled due to structural damage as well as water damage to the electronics in the engine and vessel electrical components. Both persons on board were wearing pfd's. Alcohol was not suspected in this accident.
  
NameOfBodyOfWater: LAKE CUMBERLAND
NearestCityTown: MONTICELLO                    