The vessel was traveling upstream on Tellico Lake adjacent to Tellico Village when they decided to turn and head downstream.  The operator was distracted by a child on the vessel and he was attempting to spread a towel out for the child when he looked forward and realized he was headed for a dock.  The only option was to steer away from the dock toward the bank.  The vessel launched up the bank into the back yard of a residence in Tellico Village.  None of the occupants were injured.
LOUDON                        