DRIVER 1 RAN VESSEL 1 ON TOP OF A ROCK REEF.  WHEN V1 STRUCK THE ROCKS, D1 TRIED TO POWER OVER THEM.  THIS ACTION CAUSED THE MAJORITY OF THE DAMAGE.  THE PRIMARY CAUSE FOR THE ACCIDENT WAS A FAILURE TO KEEP A PROPER LOOKOUT.  INEXPERIENCE AND THE SUBMERGED ROCK REEF ARE ALSO CONTRIBUTING CAUSES FOR THE ACCIDENT.
FOUR SEASONS                  