VESSEL #2 WAS ENGAGED IN WATER SKIING.  VESSEL #2 HAD STOPPED TO PICK UP SKIER, AND ALL PARTIES WERE IN THE BOAT.  INJURED WAS HOLDING THE SKI
LINE WHEN AN UNKNOWN VESSEL WENT PAST VESSEL #2 CATCHING THE TOW LINE AND PULLING IT TAUGHT.  THE LINE SNAPPED AROUND VICTIMS FINGER, SEVERING
THE END OF THE PINKY FINGER.
UPPER TWP                     