Victim was sitting in a seat at the bow of the vessel.  Another subject was seated in the middle of the vessel.  Operator was holding a third person  on his lap while operating the vessel from the stern area(tiller drive).
The vessel was traveling north at approximately 10 mph and made contact with a submerged rock formation.  The contact made the vessel come to an abrupt stop, causing Victim to be ejected from her seat.  Victim's head made contact with the bow of the boat and then fell into the water.  She suffered a laceration behind her right ear and neck area.
Victim was wearing a life jacket.
LIVE OAK                      