Operator of Vessel (A) was towing Victim (1) and Passenger (4) on a tube. There was a good chop on the water and the tube flipped over on the side of Victim (1). Her arm became caught in the tube handle and her upper right arm was fractured when she hit the water. Both Victim (1) and Passenger (4) were wearing Type III PFD's as required by law when being towed on a tube.
Naples                        