Vessel 1 was adrift with the Operator standing on the back swim platform of Vessel 1.  Occupants 2, 3, and 4 were in the water, just off the swim platform of Vessel 1.  The ski rope from Vessel 1 was adrift just off of the starboard transom of Vessel 1, extending off six to eight feet.  Occupant 2 had the ski rope wrapped around her right hand at the time of the incident.  Vessel 2 passed Vessel 1 heading north in close proximity to Vessel 1, catching the adrift ski rope and jerking Occupant 2's right hand and arm resulting in injury.
Perrysville                   