Operator 1 of vessel 1 rented the boat from moose landing marina located at point Sebago Resort in Raymond Maine. 

Operator 1 left the dock, exited the immediate harbor, operated the boat at about 25 mph within 25 feet of island shore line, and struck a rock with engine and boat hull. 

Operator 1 has no safety course, boating experience, or knowledge of boating laws/rules/safety distances.
Raymond                       