The watercraft was moving upstream (north) to the dogtown boat ramp, there was strong winds coming from the south and swift current on the wabash which caused 1-1.5 foot swells on the water. The boat took on water over the bow, the boat took a nose dive and capsized. Both occupants were in the water and were struggling in the strong current.
	 the two occupants were able to get to shore but a steep bank prevented them from being rescued from the the water until a rescue boat arrived on the scene.
	 both victims were assisted by corporal with a rescue line and two type iv pfd's. Until the rescue boat arrived. 
	 both refused medical treatment.
	 both victims stated they had proper pfd's on board but were not able to grab any devices when the capsizing occured 
	 indiana conservation corporal was on the boat ramp and witnessed the capsizing. Just prior to the capsizing, corporal told another person on shore that there was very little freeboard observed  and the boat looked overloaded for the conditions that existed.
Mt. Vernon