THE OWNER, OPERATOR OF VESSEL ONE NOTICED THE VESSEL WAS TAKING ON WATER AND ACTIVATED THE BILGE PUMP. OPERATOR NOTICED SOMETIME LATER THAT THE BILGE PUMP WAS UNABLE TO KEEP UP AND VESSEL ONE HAD TAKEN ON MORE WATER. OPERATOR AND PASSENGERS DECIDED TO RETURN TO SHORE. WHEN THEY ATTEMPTED TO ACCELERATE THE BOW OF VESSEL ONE CAME UP AND WATER CAME OVER THE GUN WALE SWAMPING THE VESSEL AND CAUSING THE OPERATOR AND PASSENGERS TO BE EJECTED INTO THE WATER. THE OPERATOR AND PASSENGERS WHERE ABLE TO SWIM TO SHORE WITH THE AID OF FLOTATION DEVICES. THE VESSEL AND CONTENTS WHERE A TOTAL LOSS AS A RESULT OF THE VESSEL COMPLETELY SINKING. NO ALCHOLOL WAS INVOLVED. THE TWO OTHER PERSONS ON BOARD WERE WEARING PFD'S.
MONTICELLO                    