Operator stated he was traveling down the lake and decided to make a phone call; he got his phone out of his pocket and took both hands off the steering wheel to open the phone.  He stated V1 made a hard turn to the right and he was ejected, striking the railing.  V1 circled him several times almost running over him but he got away and attempted to swim to shore.  He was located floating face down by another vessel.  They pulled him on board and began CPR and he started breathing on his own.  He was transported to the hospital.
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