Vessel 1 (V1), a recreational Carolina Skiff 11 feet in length, was transiting from Key West Bight to his anchored live aboard sailing vessel. V1 had two passengers and an operator along with groceries and dive gear onboard.  As the operator began to come up to his sailing vessel, a passenger stood up on the bow in an attempt to assist the operator with line handling. At the same time, the operator stood up and moved to the bow of the vessel to also handle the lines. Due to the rough weather conditions consisting of two to four feet waves and 17 mph winds in combination with the vessel being overloaded to one side, the vessel capsized. Both passengers and the operator entered the water. The operator sustained a hip injury and was transported to the hospital. 
operator:Subject was admitted to hostial in reference to an injury hip. X-rays were negative and he was released later that night.
KEY WEST