The Operator of Vessel 1 turned Vessel 1 into the oncoming waves and accelerated from a drifting position, causing Vessel 1 to take 3 consecutive waves over the port bow and become swamped.  Fortunately, just prior to the incident, the Occupants of Vessel 1 had donned their lifejackets because of deteriorating weather conditions. 
 
Operator Inexperience is listed as the primary Contributing Factor based on the fact that the Operator, although having significant experience with boating in general and this boat in partciular, was not very familiar with boating in the situational conditions (weather) at the time of the incident.
Oak Harbor