At approximately 1800 hrs on July 4th 2012 Operator was operating Idaho Boat # ID 8633 AR on Harrison Lake Montana.  At this time Operator was grouped together with his brother in law's boat switching out riders and individuals being towed behind the boats.  The boats departed each other after a few minutes and operator began to tow victim and his son on an inflatable tube behind his boat.  Operator had just started getting up to speed and was traveling south on Harrison Lake when he initiated a left turn.  While turning left Victim and operators son hit a wave that was believed to be from the wake of operators brother in law's boat.  The inflatable tube flipped over ejecting victim and operators son where their heads' collided.  victim was transported to the lake shore and complained of head and neck pain.  operator transported victim to St James Hospital in Butte.  Victim was later transferred to Missoula at St Patrick''s Hospital and was diagnosed with a subarachnoid hemorrhage on her brain, major concussion, and neck injuries.  Victim was discharged three days later but is still experiencing pain and memory loss.
Harrison                      