According to the witness statement and physical damage to the boathouse and boat, the boat operator was towing a skier and while looking over his shoulder collided with the boathouse.  The boat sustained minimum damage while the boat house sustained major damages.  The  operator and the skier were not injured and the boathouse was not occupied at the time of the collision.  Upon arrival at the scene both subjects and the homeowner were at the boathouse and the boat had been loaded on the trailer.
Guntersville                  