Operator was navigating watercraft through congested channel marked at headway speed only. Operator was moving at headway speed. Wake and wind was high with wave height of approximately 2 to 3 feet. The heaviest passenger was riding in the front of the watercraft. The watercraft slowly travelled over a wave and as the front of the watercraft came down with the excessive weight. The front of the watercraft was swamped by an oncoming wave and several thereafter until the watercraft was nearly submersed. When I responded the watercraft was nearly submersed and another watercraft was helping to tow the submersed watercraft to shore. The 3 passengers were able to move the watercraft onto shore where they gathered the majority of their belongings and parts of the seats. The passengers were able to bail enough water out of the watercraft to make it float again. The passengers were able to remove the watercraft from a nearby boat ramp with their own truck and trailer. There was no personal injury.one Passenger claimed to have drank several twisted teas. The operator and other passenger claimed to not have had any alcohol and did not show any signs of impairment.
Naples                        