VESSEL ONE WAS CRUISING ON LAKE MOULTRIE WHEN A STORM CAME UP. THEY TRIED TO MAKE IT INTO THE LOCKS. THEY PUT OUT AN ANCHOR AND TRIED TO RIDE OUT THE STORM. WAVES GOT UP AND STARTED SWAMPING THE BOAT. THE BOAT ROLLED TO STARBOARD AND EVERYONE WENT IN THE WATER. THE VICTIM DID NOT HAVE A PFD AND DROWNED.