BOAT WAS HEADING IN SOUTHERNLY DIRECTION JUST EAST OF HERMIT ISLAND. OPERATOR NEEDED TO USE BATHROOM & THOUGHT HE HAD WOKE HIS SON TO TAKE OVER OPERATING THE BOAT. WHILE THE OPERATOR WAS IN THE BATHROOM, BOAT TURNED EAST & STRUCK A LARGE ROCK NEAR HERMIT ISLAND. BOAT THEN DRIFTED OUT INTO DEEPER WATER. BOAT OPERATOR REGAINED CONTROL AND DROVE BOAT INTO SHORE OF HERMIT ISLAND WHERE IT SANK IN 3 FT DEEP WATER. BOAT HULL HAD 10 FEET OF DAMAGE FROM THE BOW DOWN TO THE BOTTOM OF HULL. BOAT ESTIMATED TO BE A TOTAL LOSS.
RED CLIFF                     