Victim was being towed behind the vessel on a tube.  While turning the vessel, the tube hit a wave or wake and flipped ejecting the occupants.  The victim experienced severe pain in her right side.  The victim's father, the operator of the vessel, transported her to the hospital by personal vehicle.  The victim was examined and x-rayed and found to have no fractures, but did receive contusions to her right side from knee to ribs.
Waterloo                      