Investigation revealed:  Vessel #1 was crossing the ICW from West to East in the area of Day Marker 473, Lower Township, Cape May County when the bow of the vessel breached a swell.  The bow of vessel #1 breached a swell causing it to flood and become unstable.  The operator of vessel #1 came to a stop, at which point, caused the vessel to become increasingly unstable and capsized.  The occupants were unable to secure PFD's, however, a neighboring vessel quickly retrieved them from the water.  
I arrived on scene and observed a small skiff capsized.  I then located the occupants on the neighboring vessel.  The occupants had no complaint of injury.  Their statements were taken and they explained how the vessel was rented from Pier 47 Marina, for the afternoon.  Personnel from Pier 47 Marina arrived on scene to retrieve the vessel.  At this point, I transported them to Pier 47 Marina, Lower Township, Cape May County, where they rented the vessel.
Lower Township                