Operator was traveling at approximately 80 mph and had decelerated to approximately 50 mph to navigate the turn into creek. While operator was turning vessel, the bow of vessel caught a wake causing the bow to dig in and the transom pivot to pivot nearly 180 degrees. The vessel came to rest pointing in the direction the vessel was traveling from and took on a substantial amount of water. The water entered from the cockpit area and flooded the cabin with approximately four feet of water. As a result of the abrupt direction change, the left side of the vessel had severe damage from the separation of the hull and deck plates. Alcohol and/or drugs were not suspected, and passenger was wearing a pfd while operator was not.
MONTICELLO                    