Vessel two was anchored 20 feet off of the shore across from the marina outside of the no wake zone. Occupants of vessel two were fishing by spotlight over the side of the vessel. Subjects stated that the navigation lights were on and working. Vessel one was traveling towards vessel two at an estimated speed of 40 mph on plane. Operator of vessel one failed to observe vessel two until just before making contact, when operator one turned hard to starboard toward the bank in an effort to avoid collision with vessel two. Vessel two stated that they observed a vessel coming at a high rate of speed and that the occupants on vessel two began to wave and yell in an effort to gain attention of vessel one. Vessel two was struck in the starboard stern with vessel one going over the stern hitting the injured subject in vessel two. Alcohol was not a contributing factor.