THE COLLISION WITH THE TREE WAS A RESULT OF SWIFT CURRENT AND IMPROPER STEERING BY THE OPERATOR.  WHILE FLOATING THROUGH A SWIFT SHOAL THE CURRENT CAUSED THE BOAT TO HIT A TREE, WHEN THE SIDE OF THE BOAT STRUCK THE TREE, THE SWIFT CURRENT SWAMPED, THEN CAPSIZED THE BOAT.  THE OCCUPANTS WERE THROWN OVERBOARD.
GALENA                        