BASED ON PRESS RELEASE a paddleboat capsized. 
NO LE REPORT COMPLETED, FIRE & RESCUE REPORT HAS NO NAMES DUE TO HIPAA, NO INVESTIGATION DONE.  USCG added information from news clipping: 03-03-09 LOVELAND, CO Cold, wet teenagers plucked from Lake Loveland The Coloradoan (03-03-09) Loveland emergency crews responded Tue. evening (03-03) to 2 teenagers clinging to an overturned paddleboat in Lake Loveland. Loveland Fire and Rescue Battalion Chief  said crews were called at 5:30 p.m. and found a boy and girl in the water clinging to an upside-down paddleboat. Two other people, one in a canoe and one in a rowboat, were making their way to the scene to attempt a rescue. They made it to the teenagers and got them out of the water before emergency crews could get their boats ready. “They did a fantastic job,” Chief said. The two teenagers were in the water for about 10 min. and were conscious, but cold. They were taken to Medical Center of the Rockies as a precaution.  http://www.coloradoan.com/article/20090304/LOVELAND01/303040011
LOVELAND                      