RedactedNarrative: V1 capsized while occupants tried to anchor vessel gulf side to go onto the beach. V1 took two large waves over the bow of V1 which added weight and in turn capsized.
  
  Vessel 1, a 23' Hurricane deck boat with 5 people onboard, attempted to anchor just off the beach on North Captiva Island Gulf side.
  
  Operator1 approached the beach in 3' to 5' sea conditions and winds gusting up to 20 knots to drop off the passengers. Operator1 attempted to go stern first into the beach while another passenger deployed the anchor. As the vessel came closer to shore the anchor had taken hold. This didn't allow the vessel to be able to ride the waves up and down.  Two large waves crested over the bow of the vessel, filling the vessel with water. Operator1 realized the vessel was in trouble and powered the vessel approximately 100 yards from shore and stopped to attempt to bail out the water in the vessel. At this point due to the amount of water and additional weight  in the vessel addition waves continued to crest over the gunwale and stern forcing Operator1 and passenger to put on their Type 3  PFD's and exit the vessel into the water. The vessel continued to take on water and capsized. 
  
  With all 5 occupants in the water approximately 100 yards from shore a Good Samaritan assisted all 5 into his vessel. The capsized Hurricane deck boat drifted onto the beach within the surf line.
  
  The vessel is being recovered by Sea-Tow and is consider a complete loss due to several cracks in the hull that were caused be the extensive pounding between the waves and the beach.