RedactedNarrative: On 06/17/2018 around 1430 hours I, Officer, responded to Atlantic General Hospital (AGH) for a report of two people injured in a boating accident. I arrived at AGH and made contact with one the victim. The boat accident occurred around 1200 hours in Isle of Wight Bay in Worcester County, MD.
  
   I interviewed Subject1 and had her explain how the accident occurred. She stated her daughter was operating the vessel, a 23' Bennington Pontoon Boat, with a total of 7 people on board and they were headed to the Hoopers Sandbar. She stated they were in view of the Hoopers sandbar when her daughter told everyone to hold on and the vessel hit a wave that crashed over the bow. Subject1 was holding Operator's son and was sitting in the middle of the vessel when it hit the wave. The impact of the wave threw Subject1 and Subject2 out of the vessel into the water. Subject1 was not wearing a life jacket and Subject2 was. Two people on another vessel in the area observed the accident and stopped to help get Subject1 out of the water. Subject2 was found underneath the vessel in between the pontoons and was rescued by his father. Subject1 stated no one else was injured and also said there was damage to the door on the front of the vessel. Currently Subject1's injuries include bruised ribs, lacerations to her liver, kidney and spleen. Subject2 was released from AGH with no injuries. 
  
   I next interviewed the operator of the vessel, and had her explain what occurred. Operator stated they were headed to the Hoopers Sandbar coming from the Ocean Pines area. She was able to describe the area the vessel was in when the accident occurred which I determined to be near Drum Point in Isle of Wight Bay. The vessel she was operating was a 23' Bennington Pontoon boat and was traveling the same direction as a yacht in front of them. She stated she was operating the vessel at approximately 10 miles per hour and was at least 50' behind the yacht when she attempted to cross its wake. When the vessel crossed the wake of the yacht the water impacted the front of the vessel coming over the bow causing the vessel to decrease in speed. The abrupt decrease in speed caused two passengers to be thrown out of the vessel. Operator's husband turned the engine of the vessel off immediately after the accident occurred. Operator stated Subject1 was found in the water on the starboard bow side of the vessel and was held onto the pontoon boat by a piece of her clothing. She also stated that Subject2 was found under the vessel in between the pontoons. Both passengers were pulled out of the water and back onto the vessel. Operator stated she had not consumed any alcohol during operation of the vessel. Operator has 3 years and a total of approximately 100 hours of boating experience but does not have a boaters safety certificate.
  
   I was able to view the 23' Bennington Pontoon boat that was operated by Operator and observe the damages. The vessel was covered by a canvas top and Operator gave me permission to remove the canvas to view the damage. Damage to the front of the vessel was clearly visible. The Aluminum frame rail that wraps around the boat appeared to be out of align in the bow area not allowing the front door to open and close properly. One of the bolts in the bow area holding the rail to the deck was loose and the rail appeared to be bent slightly upward from the deck of the vessel. Other areas of the frame rail appeared to have dents/stress marks from the impact of the wave. The painted aluminum that wraps around the vessel was dented inward in the bow area clearly showing signs of impact as well. I did not observe any damage to the interior of the vessel or anywhere else. Pictures of the damage are attached to the report.
  
   At this time charges are pending being issued to the operator:
  
   08.18.01.04 Failure to Obey Navigation Rules (Rules of the Road)
   08.18.01.05.B Negligent operation of a Vessel
  
   All events occurred in Worcester County.
  Victim sustained injuries from being thrown forward making contact with the aluminum rail in the bow area of the boat and the impact of the wave to her body.