RedactedNarrative: Pre- accident:
  The operator of V-1 had met passengers at Knights Boat Ramp. The three of them boarded V-1 and proceeded approximately 2 ½ to 3 miles west on Black Creek from Knight’s Boat Ramp. According to the operator of V-1, V-1 was travelling about 41 mph. The operator was seated forward, Occupant2 was seated in the middle and Occupant1 was seated on the rear position. All were facing forward.
  
  At accident: 
  V-1 began overtaking another vessel. The second vessel was a slow moving inboard waterski boat making a large wake while towing a wake surfer. That activity is typically conducted at 12 – 15 mph, so there was almost certainly a large speed differential between the two vessels. Upon encountering the wake while overtaking the ski vessel on the ski vessel’s port side, V-1’s speed and bearing caused it to eject all three occupants into the water off its port side. 
  
  V-1’s port bow struck the wake and V-1 rapidly pitched forward, rotated to port and yawed to starboard. Operator was ejected over the handlebars. Occupant2 was ejected over the port bow, her right ear striking the port side mirror enroute. Occupant1 was ejected off the aft port side. According to Operator and Occupant1, Occupant2 was face down in the water and was righted by Operator. Occupant2 was bleeding from a head wound.
  
  Post-accident:
  Occupant2 was pulled from the water by the crew of the ski boat and taken to Knight’s Boat Ramp. V-1 was recovered by Operator and he followed on V-1 to Knight’s Boat Ramp. Occupant1’s accompanied the crew of the ski boat crew with Occupant2.
  
  Preliminary Investigation:
  I interviewed the following witnesses at Knights Boat Ramp immediately after the accident. All witnesses had been aboard the ski boat and witnessed the accident:
  
  Subject1 stated that he saw V-1 approaching the stern of his vessel. He stated that V-1 was going fast and hit their wake. He stated that V-1 was passing on the left hand side of his vessel. He stated that the occupants of V-1 hit the water very hard.
  
  Subject2  identified the operator of V-1 as having a blue bathing suit and a cut above his right eye. This matched the description of Operator. He said he saw V-1 jump the wake of his vessel and the occupants went flying in the air.
  
  Subject3 stated that he was the wake surfer behind the ski boat. He stated that V-1 hit the wake of his vessel and the occupants went flying. He stated that he thought the occupants of V-1 went off the left side of V-1.
  I obtained a written statement from each witness.
  
  I then interviewed Occupant1 (passenger of V-1). Occupant1 stated that he and Occupant2 met with Operator at Knight’s Boat Ramp. He told me that he had been hanging out with Occupant2 earlier in the day. He said that he and Occupant2 boarded V-1 and proceeded westward on V-1 with Operator operating. He said he was on the back of V-1 and Occupant2 was in the middle position. He said that sometime after passing Jessie Island they hit a wake of a boat and stated that V-1 “tilted right sending us left”. He said that they hit the water very hard and thought that Occupant2 was knocked unconscious, face down in the water. He
  