RedactedNarrative: On Saturday April 6, 2019 operator was operating a vessel on Kentucky Lake during a high school fishing tournament. He was headed North Northeast on the West bank of Kentucky Lake near Pilot Knob Road at approximately 9:30am when Operator1 stated he struck a large stump below the surface of the water with the lower unit of his outboard motor. The impact caused severe damage to the lower unit as well as non-repairable damage to the mounting plate for the motor. The vessel also had heavy fiberglass damage to the hull near the drain plug. Operator1''s insurance compensated him $4,400.00 for the damages to the vessel.