RedactedNarrative: On July 29, 2015, Officer was dispatched to a reported boat accident with personal injury on Deep Creek Lake in the area of 2834 Stockslager Road.  While responding, Officer was informed that the victim had already been transported by EMS to Garrett Memorial Hospital.  At 1600 hours, I, Corporal was dispatched to respond to Garrett Memorial Hospital to meet with the victim.
   
        At 1620 hours, I arrived at the hospital and made contact with the victim, Victim, and her husband.  I first questioned husband as Victim was still being tended to by hospital personnel.  Husband stated that while Victim and another subject, were being towed on a tube in the area of Stump Point on Deep Creek Lake, Tuber2 fell off of the tube while their boat was pulling them.  Husband was on a nearby personal watercraft, and witnessed at the vessel towing the tube, turned to apparently pick up Tuber2 from the water.  Husband stated that he saw the boat make a tight circle, and drive directly over top of the tube and Victim.  Husband stated that he did not believe the vessel to be traveling more than idle speed.  Husband stated that he then ran over to Victim and pulled her from the water noticing two large lacerations to her leg, and heavy bleeding.  Husband put Victim onto his vessel and immediately brought her to their dock.  Husband and other family members on shore, placed Victim onto a stand up paddle board as a gurney, and put her into the back of a truck and drove to meet an ambulance after contacting Garrett County 911.  
   
        I then spoke with Victim, who provided an identical account of the events.  Victim stated that after Tuber2 had fallen from the tube, she thought that the boat was turning around to pick her up.  She turned to look at where Tuber2 was in the water, and suddenly noticed as the boat was about to strike her.  Victim stated that she remembered people yelling on the boat to "look out", as she jumped from the tube.  Victim remembered going under the boat, stating that she hit something, and her leg was "on fire".  When asked, Victim could not advise on the speed of the vessel, only that the events occurred very quickly.
   
        While leaving the hospital, I made contact with the vessels owner who stated that he had just recently shown his wife how to operate the vessel.  He stated that the vessel was hard to turn when at idle, and that Operator most likely was unable to turn away from striking the tube as she circled to pick up Tuber2.  
   
        I left the hospital, and made contact with Operator.  Operator provided an identical account of the events, adding that when she realized that she was going to strike the tube and Victim, she yelled for her to "dive down".  Operator stated that she had difficulty steering out of the tight turn as the boat circled, and that she panicked.  Operator stated that she quickly put the boat into neutral after striking Victim, and that the tube had then been destroyed as it became entangled in her vessels propeller.  When asked, Operator stated that there were several other boats in the area towing skiers, and that there was some wake as a result.  I asked Operator how far she was required to be from vessels and objects while towing a skier, and she guessed 20 feet.  When questioned, Operator stated that she had never completed a formal boater safety course, and that she had less than 10 hours of experience operating a vessel.
   
        I obtained information in regards to occupants, and vessel specifics, and issued Operator one citation  for Negligent Operation.  I explained that the culmination of factors including her inexperience, difficulty maneuvering the vessel, especially while towing skiers which usually involves a lot of maneuvering as persons fall into the water, and lack of boating safety education and knowledge led to my determination.  Operator signed her citation and was issued her appropriate paperwork.
   
        Operator was found to be very polite and cooperative