RedactedNarrative: Operator with two passengers were traveling north on Lake Claiborne from Kel's Kove to the Lake Claiborne State Park.  Operator was using his fishfinder/GPS to track his route and was also speaking to someone on his cell phone.  The vessel was traveling at a high rate of speed and veered to the right.  The passenger sitting to the left of the operator yelled, "Watch Out" and the vessel hit a seawall at an angle launching the vessel into the air.  The vessel hit a large tree and landed on top of the seawall/sidewalk.  All passengers remained in the vessel after impact.  The vessel sustained a large dent in the front part of the hull.  There were two large gouges in the bow and the steering wheel broke off of the steering column.  The throttle was in the neutral position but was bent outward.  The fishfinder/GPS was broken off of the mounting bracket.  The transducer of the fishfinder was completely broken off of the transom.  The foot pedal of the trolling motor was hanging off the bow of the boat.  Shredded wood/bark was wedged in between the top cap and the hull of the vessel.  Two empty beer cans were found lying in the bottom of the vessel.  Only one PFD was found in the vessel.  No PFD's were worn.  The vessel had remote steering. Alcohol use is considered a factor.