RedactedNarrative: According to the operator and the investigation, approximately 6:00pm on 5/2/15, while operating vessel 1 in the mountain creek area of lake norman, operator was pulling her daughter on skis. She was attempting to communicate with her daughter and turned her attention away towards the stern of the vessel momentarily causing vessel 1 to run aground along the rip rap rock. Vessel 1 lodged almost completely out of the water and sustained major damage to 2 of the 3 pontoons. The passenger inside vessel 1 sustained a minor scratch to the underside of his right arm just above the elbow which required no medical attention when he fell forward into the on board table breaking the table. The operator also broke the windshield in front of the operator's position grabbing it in an attempt to stop her momentum upon impact. 
  
  I do not believe alcohol was a contributing factor to this accident, and there were no major injuries that required medical attention. No criminal charges will be filed in this incident. I believe improper lookout, operator inattention and excessive speed for the area were the cause of this incident.