RedactedNarrative: Vessel 1 Operator was driving along the North shoreline coasting along right outside of the no wake buoys. Phone fell from driver dashboard area and slid towards the back of the boat. 
  
  Instead of stopping Vessel 1 Operator left the boat in gear and went to grab the phone. Vessel 1 Operator stated he was probably going about 25-30 MPH and the boat started drifting to the right without me noticing. 
  
  While the Operator was reaching for the phone, Vessel 1 began to change direction towards the north shore of Lake Geneva.  Vessel 1 struck a fallen tree that was located in the waterway sustaining damage to the hull and windshield.