RedactedNarrative: At 19:15 the Vessel “Meant-2-Be” departed Kenosha, WI Harbor with four people on board with a destination for Racine, WI for dinner. The sea conditions had wind out of the NW with @ 2-foot plus chop. Mean-2-Be departed the harbor and took a NW heading at @ 1500 RPM, @ 10MPH.  NW heading was chosen to allow for a good ride for the guest/crew.  After sunset, a course change was made to avoid Racine reef and make the approach to the Racine Harbor. 
  
  Meant-2-Be was navigating using Visual, Radar, Auto Pilot, Depth Finder and Chart Plotter running in the background (Can only view one at a time Radar or Chart Plotter).  After two additional course changes to avoid other boat traffic, Meant-2-Be settled on a Northerly course somewhat parallel to shore, with @ 25 feet of water. Rader picked up something (later to be determined was the break wall) but was not clear do to the additional sea clutter from the NW choppy sea and only parts of the wall showing up. The break wall is unmarked and very low in the water with lake levels being high. Now with uncertainty of my location using visual ques, I was in the process of switching from radar to Chart Plotter, once on chart plotter, had to change the resolution (Zoom in) two times for additional details.  The chart plotter finished loading (chart plotter is a 1999 vintage) is when I know were very close to this break wall. Looking up from the chart plotter the wall was seen very close to the portside of the vessel and corrective maneuvers were made to steer starboard to avoid collusion with the break wall but change in course was too late. 
  
  At @ 20:30 the port side of the vessel skimmed the break wall. Once away from the wall, brought the vessel to a stop to assess crew’s condition and damage to the vessel. While assessing, the forward bilge alarm sounded, and inspection of the cabin showed signs of water entering the cabin from the galley area. Life jackets were put on, crew worked on gathering/moving valuables away from the incoming water.  May-Day was placed with the Coast Guard. After assessing vessels condition and rate of flooding, decision was made to find a beach and beach the vessel to prevent sinking. Beached the vessel at Samuel Myers Park, South of Racine Harbor.  Once beached emergency flare was set up to assist is rescue and the engines shut down, water in the cabin was @ 3 feet and still rising. With all the bilge pumps and cabin lighting, the generator was started to support the 12-volt electrical load and vessel dewatering operations. 
  With being on the beach, Coast Guard and Racine Sheriff was not able to get close enough to allow for crew transfer. Tow Boat US arrived and came along side @ 21:00. Tow Boat asked me to call Boat US and get a claim number so salvage operations could start. All Crew was loaded onto Tow Boat US and taken to Reef Point Marina where the we meet the Racine Sheriff, Deputy who filled out the required report.  Report number is 18-46831. Sheriff Protocol required to perform a sobriety test on the owner/operator/caption, test was performed with negative results (alcohol did not play a role in the accident). 
  Vessel was dewatered and towed in by the salvage company and lifted out of the water @ 0250 18Aug18 
  Saturday morning meet with West Shore Marine / Optimus Marine to review damage and to remove all personal items from the vessel. Requested Westshore Marine to place vessel in to indoor storage so damage mitigation/dewatering and drying out cabin could be conducted. Vessel was transferred to indoor storage at the Boat House location.
  