RedactedNarrative: V1 WAS AT ANCHOR OFF THE BOW USING AN ANCHOR BALL. 
  
   DURING ANCHOR RETRIEVAL V1 TRAVELED UPWIND AND UP CURRENT OF THE ANCHOR AND ANCHOR LINE. 
  
   THE ANCHOR LINE BECAME TANGLED IN THE OUTBOARD LOCATED AT THE STERN OF THE VESSEL.
  
    WHILE STANDING AT THE STERN IN AN ATTEMPT TO UNTANGLING THE ANCHOR LINE THE VESSEL WAS SWAMPED OVER THE STERN BY 3 WAVES. 
  
   THE VESSEL CAPSIZED.  THE SOLE OCCUPANT WAS UNABLE TO PUT A PFD ON BEFORE THE VESSEL CAPSIZED.  
  
  A GOOD SAMARITAN PULLED THE OCCUPANT OUT OF THE WATER AND TO SAFETY.