RedactedNarrative: Vessel 1 was southbound in the tombigbee river, when it met a northbound towboat pushing an unloaded barge. Upon meeting the barge the operator stated that he was cruising at approximately  45mph when he jumped a large wake from the barge.  Upon jumping the first wake the operator stated that his vessel then struck a second wake bow down causing the vessel to flood and cause his passenger and himself to be thrown from the vessel. No contact was made between the barge and vessel.  Both the operator and passenger were wearing pfd''s.  The passenger made contact with the vessel upon being ejected and had to be transported to university hospital due to his injuries.  The operator stated that all contents as well  as electronics were lost from the vessel upon impact.