RedactedNarrative: On August 9, 2018, at approximately 02:00pm, a boat incident occurred in the mouth of Skippers Cove near the S1 marker on Lake Norman near Troutman, NC.  Operator1 was operating a Sea-Doo 14JA traveling East heading into Skippers Cove.  His wife and Sister-in-law were on (V2).  V2 was a matching PWC to (V1) and heading South away from Skippers cove.  (V2) was the stand-on vessel.  (V1) was the give-way vessel and cut right into (V2).  (V1) struck (V2) on the starboard side near the front of the vessel.  The momentum from the initial impact caused (V1) to rotate and strike the stern of (V2) with the stern of (V1) throwing subject from the vessel. 
  
  (V2) was traveling South away from Skippers Cove at 0-10 mph. (V1) was traveling East toward Skippers Cove at 10-20 mph.  In this situation (V2) is the stand on vessel.  (V1) was approaching at a greater speed heading into Skippers Cove. This made (V1) the give-way vessel. (V1) maintained his speed and direction into (V2) path of travel.  (V1) struck (V2) at about a 45-degree angle on the starboard side near the front of the vessel. The passenger of (V2) was ejected into the water.  Neither operator was ejected. 
  
  Residents assisted with helping the passenger of (V2) out of the water.  She was taken to Iredell Memorial Hospital for X-rays and treatment.  Due to the blunt force impact, she sustained injuries consisting of four fractured ribs on the right side and bad bruising.  She was treated for her injuries and released. 
  
  After looking at the damage on both skis, it was determined that (V1) struck (V2) at about a 45-degree angle on the starboard side in the front 1/3 of the vessel.  As result of the initial impact (V1) struck (V2) again on the starboard side with the rear of vessel, also impacting the passenger of (V2) ejecting her from the vessel.  Everyone was wearing a PFD.  Alcohol was not a contributing factor. 
  
  The contributing factors of this incident were careless and reckless operation.  None of the 3 individuals had completed a certified boating safety course due to their age.  As a result the operator of (V1) was charged with carless and reckless operation.
  
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