RedactedNarrative: Operator #1 Stated In Effect: I left Toms River at 6:30 PM and I cruised to New York Harbor. I entered the East River, the Hudson River, and decided to return home at approximately 10:30 PM. While returning home the chartplotter on my boat was bright and made it difficult to see. I didn't realize I was so close to the beach when I struck the Jetty. I was traveling at approximately twenty miles per hour when I struck the jetty. My wife was sleeping in the cabin. We both put on our personal flotation devices and began exiting the vessel with the assistance of the police who arrived on scene about three minutes after the crash.
  
  
       Investigation Revealed: Vessel #1 was being operated by Operator #1 heading south in the Atlantic Ocean in the area of Avon By The Sea, Monmouth County. While operating Vessel #1, Operator #1 reports he was having a difficult time maintaining a proper lookout due to being blinded by the brightness of the chartplotter. Operator #1's course caused him to head west towards the shoreline where he subsequently struck a jetty. Due to the impact with the jetty Vessel #1 sustained catastrophic damage to the hull specifically in the area of the bow. 
  
       As a result of the impact, Operator #1 complaint of pain to his chest, nose, and his right hand. Vessel #1's passenger was asleep in the cabin at the time of impact. She complained of pain to her back. Both Passengers of Vessel #1 were transported to Jersey Shore University Medical Center, Neptune City, Monmouth County, by Avon By The Sea First Aid Squad for medical treatment.
  
       Sea Tow Manasquan was hire by Chubb Insurance company to salvage the vessel.
  