RedactedNarrative: V1 operator  collided with anchored navigational marker while cruising inside St. Joe Bay.  His passenger  was ejected, but unharmed. According to Operator, he and his passenger were cruising North from St Joe Marina heading toward Wind Mark Beach area to fish when he accidentally struck a channel marker.  His passenger was sitting in the bow portion of V1 when operator collided with the anchored navigation marker on his port side bow.  He was cruising 25-30 mph when the collision occurred, and caused his passenger to be ejected from V1 over the starboard bow.  Operator also collided into his center console.  He stopped his vessel, turned around, and retrieved occupant from the water.  occupant was fortunately unharmed.  Operator claimed that the accident occurred because his vision was obstructed by occupant in front of him, and he did not see the navigational marker. V1 operator went to Sacred Heart Hospital complaining of chest and knee pains.  X-rays of chest area and knee area revealed no broken bones.  Hospital staff diagnosed the pains as muscle spasms, and V1 operator was released.