RedactedNarrative: On 07/23/16, at approx 23:30, I received a call from post 4 about a vessel on Nolin Lake that had run upon a sand bar, they also provided a contact number for the operator of the vessel.  I contacted the operator and he advised that they had help on the way, but may need an ambulance and some help removing one person from the vessel.  The operator wasn't sure of their location, and advised he would call me back when their help arrived to give me a location.  The vessel operator called me back and advised that they were close to the Wax boat ramp.  
  
  I then called Grayson Co 911 and requested they send an ambulance with search and rescue to the Wax boat ramp.  I did not travel to the scene, do the time it would have taken (they would have been gone before I could have arrived).  Wax search and rescue helped one injured person off of the vessel and Grayson Co. EMS transported two injured persons to Twin Lakes Regional Hospital, where they were treated and released.  
  
  The following morning (07/24/16) at approx 08:00, I went to the scene and documented the vessel that had run aground.  The vessel appeared to have just slid up the bank and was almost completely out of the water (photos attached).  I did not see any obvious damage, other that setting on the ground.  
  
  I then contact the operator who is also the owner of the vessel, to interview him and his passengers.  Operator advised that he and the other passengers were at his lake house, and he would call me when they were all awake.  Operator contacted me and I went to his lake house, at Sportsman's Paradise, to conduct my interviews.  
  
  Operator advised that he was leaving Wax Marina, headed to Dog Creek, when he realized that he had missed a turn.  Operator then looked down at his cell phone to pull up the GPS function.  While he was looking down, a passenger (Occupant1) who was standing up beside him, advised that they were about to hit the shore.  Operator looked up but did not have time to react, do to them running on plane.  The remainder of the passengers who were all sitting, said they did not see anything or know what had happened until after they ran aground.  
  
  Operator had six passengers and he on the vessel.  Two of the passengers had injuries beyond first aid.  
  
  Occupant1 had a laceration that required stitches on her fore head and her right shoulder was dislocated.  Occupant2 had a sever sprained left ankle.  No other passengers were injured.  Occupant1's injuries were a result of falling forward into the dash and windshield of the vessel upon impact, and occupant2’s injury was a result of falling into the floor upon impact.  
  
  It is this investigators conclusion that this accident was caused by operator inattention and excessive speed.  The operator, Operator was distracted and possibly blinded when he looked down at his phone, and he was running to fast for the lighting conditions.  Running on plane in the dark greatly decreased the operator's reaction time and he couldn't avoid running the vessel aground.  Operator advised during a phone interview on 08/10/16 that the insurance adjuster estimated the damages at $3800.  The rudder fin was broken off upon impact, the cabin door was broken off its hinges and the out drive had internal damages.