RedactedNarrative: On November 17, 2020, V1 was recreationally cruising in the Choctawhatchee Bay in the area of Shore Dr. in Miramar Beach, FL (Walton County). 
  
  While making a right hand turn, V1 collided with a piling on the northwest corner of the dock. As a result of the collision, the operator and passenger sustained head injuries and were transported to a local hospital by family members. The operator was hospitalized and the passenger succumbed to her injuries.
  
  Operator took his wife out on a boating trip and noticed the waves were getting very strong and in the process of stopping the boat, he hit a pole. 
  
  He stated he got hurt and his wife passed from the accident. He stated his wife was driving first but got tired, so they swapped. He stated the accident happened 2-3 minutes after they swapped. He estimated the speed at the time of the accident as 60-70 miles per hours. He stated he saw the pole prior to impact and let go of the throttle to miss it but hit the pole. He stated this was his first time operating a PWC.  Hesustained a depressed skull fracture which involved the left orbit.