RedactedNarrative: ACCORDING TO THE OPERATOR, HE WAS ADJUSTING THE BOAT PLUG BECAUSE IT WAS LEAKING SO HE HANDED THE TILLER HANDLE TO VICTIM 2 WHILE UNDERWAY.  VICTIM 2 PANICKED WHEN V1 HEADED TOWARD THE BANK AND THE OPERATOR TOOK CONTROL JUST BEFORE IMPACT WITH A TREE ON THE BANK.  VICTIMS 2 AND 3 WERE EJECTED. OPERATOR CALLED A BUDDY TO HELP HIM AND ALL LEFT THE SCENE.  OPERATOR WAS CHARGED WITH FAILURE TO REPORT AN ACCIDENT.