RedactedNarrative: Vessel 1 was crossing the wake of vessel 2. The operator of vessel 1 slowed down to an idle just before vessel 1 hit the wake of vessel 2. The wake of vessel 2 came over the front of vessel 1 causing it to swamp.  Vessel 1 then capsized putting all three passengers in the water.  Vessel two is a ferry boat that was in its line.  The number of passengers is unknown at that time of the accident.