RedactedNarrative: OPERATOR AND OCCUPANT WERE ATTEMPTING TO LOAD A LAYOUT BOAT INTO THEIR PRIMARY BOAT. WHILE LOADING THE LAYOUT BOAT INTO THE PRIMARY BOAT AN ANCHOR ON THE LAYOUT BOAT BECAME STUCK ON THE BOTTOM OF THE LAKE. THIS CAUSED THE PRIMARY BOATS TRANSOM TO DIP AS THE LAYOUT BOAT WAS PARTIALLY IN THE PRIMARY BOAT. WAVES THEN CAME OVER THE TRANSOM OF THE VESSEL CAUSING IT TO FLOOD AND CAPSIZE. OPERATOR AND OCCUPANT WERE RECOVERED OUT OF THE WATER BY A GOOD SAMARITAN. OPERATOR AND OCCUPANT DID NOT SUSTAIN ANY INJURIES. THE PRIMARY BOAT WAS RECOVERED ON 11.15.2021