RedactedNarrative: On May 29th, 2022, at  07:13, I, Sgt. received a call from Sgt. advising me of an accident that had occurred on Lake Cumberland, just west of the Wolf Creek Marina. I responded to the accident and arrived on scene at 08:32, where I found "LATITUDE ADJUSTMENT II" a 37' 9" Rinker Cabin Cruiser (HIN RNK90403J708) that had ran aground on a submerged island in Wolf Creek. Upon arrival I found vessel owner and passenger still on board the vessel and uninjured.  
  
  I was able to get a brief statement from Subject1 just prior to Marine Assist arriving on scene to recover the grounded vessel. Subject1 stated he had left his mooring site, a nearby cove, at approximately 06:30 CST, with his destination being Wolf Creek Marina. He stated the lighting conditions were somewhat low and fog had just started to rise off the lakes surface at the time of his departure. Subject1 stated the cove was just West of their current location, and he thought he was close enough to the marina he could navigate to it even though the weather conditions were less than desirable for travel.
  
  Subject1 stated he didn't realize he had traveled so far south and had gotten approximately 1/2 mile off his intended course. He stated he missed the entrance of the Wolf Creek Marina's Harbor/No Wake area and ran aground on the submerged island, just west/southwest of the Marina. He stated he didn't realize the island wasn't visible, but with the high water levels on the lake at the time, the very top of the island was approximately 6"- 12" under the lakes surface at the time of the accident. Subject1 stated he was traveling at or just above idle speed at the time of the accident, but still was unable to avoid hitting the submerged island.
  		      
                                                                   Damage Assessment
  
  Damage to the Subject1 vessel was contained to the bottom of the hull, with scrapes on the starboard and port side of the keel. Damage was along the rearmost part of the keel of the vessel, extending towards the bow. Observed was a large scrape approximately 12 feet in length and 8 inches in width and tapering down to less than one inch towards the bow of the vessel. There were 4 gouges in the vessels hull, near the rear of the vessel, each being 1.25" - 1.5" in diameter. It's evident the above listed damage was caused by the rocks the vessel impacted at the time of the accident, as we observed shavings and flakes of fiberglass on the submerged rocks where the vessel impacted. Also, the lower part of the vessels starboard side outdrive (Skeg) was broken off. The cost estimate of damage upon completing my investigation for this report was $20,000.00
  