RedactedNarrative: VESSEL ONE WAS SITTING STATIONARY ON THE WHITE RIVER NEAR THE ST CHARLES ACCESS POINT.  THE OPERATOR STATED THAT WHEN HE SAT DOWN IN THE DRIVER'S SEAT HE NOTICED SEVERAL INCHES OF WATER IN THE BOTTOM OF THE BOAT.  HE THEN LOOKED BEHIND HIM AND NOTICED WATER COMING OVER THE TRANSOM.  THE STERN OF VESSEL ONE THEN BEGAN SINKING AND THE OPERATOR FELL BACKWARDS OUT OF VESSEL ONE.  VESSEL ONE ENDED UP SUBMERGED WITH JUST THE TIP OF THE BOW STICKING OUT OF THE WATER.