RedactedNarrative: On Wednesday August 8, 2018 according to statements from the driver and occupant of the boat, the boat they were in crashed into the bank.  At approximately 8:45 pm they were on their way home after an evening boat ride.  The boat was traveling at top speed which was 30 - 32 mph.  The passenger was looking at her phone and the driver was taking a picture of the sunset.  The passenger looked up and noticed that they were heading toward the shore.  She yelled at the driver who then became aware of the situation.  He did not have time to slowdown and began to turn the boat to the right.  He was not able to avoid the shore and collided with it.  The boat also made contact with a tree that was hanging over the water, causing damage to canopy of the boat.  Once the collision occurred some people on another boat came over to check on them.  Then another individual showed up at the location and called to report the crash.  This crash occurred near Day Marker 11 and an island that is TVA property.  The lake in this area is approximately .3 mile wide.  The shoreline is wooded on the south bank and lined with homes and docks on the north bank.