RedactedNarrative: Driver was on plane headed southeast into a slew on the Talladega side by Merkl Island. The slew is in the Country Club Estates subdivision. While on plane the driver struck a fixed pier that caused the vessel to lift across the pier, overturn and sink. Both the driver and passengers were ejected from the vessel. 
  Operator was traveling too fast for the weather condition (rain & fog). He had very little experience operating this vessel. It belonged to owner and he was borrowing it to fish. There were no reported injuries.