RedactedNarrative: The operator was idling away from the beach with the occupant behind her. She then accelerated and made a 180 degree turn back towards the beach. This whipping force caused the occupant to fall off the PWC into the water. She then moved rapidly towards the beach ramping off the embankment and hitting the tree located 20 feet away from the waterline. After impact she flipped over the handlebars and landed on her back. The bystanders rushed towards her and supplied first aid and comfort while dialing 9-1-1 and then waited for responders. 
  
  Operator inexperience is believed to the cause of the accident. This was confirmed at the hospital when Investigator interviewed the injured operator in Miami. The operator stated that when she squeezed the throttle the acceleration caused her to grab on to the handle even tighter, thus pulling the throttle level more and increasing the acceleration. She suffered a broken right femur bone.