RedactedNarrative: Vessel FL 1811HM was cruising east bound on the Intercoastal Waterway from the White City Boat ramp toward Lake Wimico. Operator was seated at the helm while Occupant was sitting in front of the center console. According to both Operator and Occupant as they were at cruising speed the vessel made a hard turn to starboard without any warning, causing the vessel to make contact with a tree along the bank. Both Operator and Occupant were ejected from the boat. Occupant went over the bow and onto the bank, while Operator went over the center console and onto the bank. Operator stated that he believes he was knocked out and does not recall much from the accident. When he came to he was out of the vessel and the center console along with the captains chair were both ripped from the deck and laying against the side of the vessel. He said that they were able to push the boat back into the water and sit the console and seat back into their places. After a quick inspection he discovered that the steering cable was broken and that they had no steering. While Occupant took control of the helm Operator held the throttle cable in place to allow her to steer the vessel back to the boat ramp. Once at the ramp they were both transported to the Sacred Heart Hospital in Gulf County by a family member. 
  
  I inspected the vessel and noted damage on the port side of the bow, the center console and captain's chair. I also inspected the steering cable. I noted that the cable was in fact not operating properly. I took pictures of all damaged areas and have attached them to this report. I then drove to the hospital to make contact with Operator and Occupant. After arriving at the hospital I made contact with Operator and Occupant in the ER waiting area. Operator was wearing a neck brace and complained of pain in his left leg. Occupant was complaining of pain in her left ankle. Both subjects had numerous superficial cuts and abrasions on their body. On November 3, 2014, I made contact with both subjects to get an update of their injuries. Operator said that he was diagnosed with whiplash and a sprained left ankle. Occupant said that she also had a sprained left ankle and was told to wear a splint on the injury. Both subjects were released from the ER on the day of the incident.;