RedactedNarrative: On Wednesday, May 19, 2021, at approximately 1910 hours. Vessel 1 (V1) (FL 6214 KM) was traveling south at a speed less than 15 miles per hour in a no name creek approximately 400 yards north of Adams beach. When the side of the vessel hit the bank and caused the wake to catch up to the vessel and break over the transom, causing it to fill with water and ultimately sink. Operator and the passenger swam away from the vessel. No injuries were sustained during the incident.