RedactedNarrative: VESSEL 1 WAS BEING OPERATED BY OPERATOR 1 WITH A PASSENGER AT APPROX. 20 MPH WHEN VESSEL 1 STRUCK A WAVE CAUSING BOTH OPERATOR 1 AND THE PASSENGER TO BE THROWN BACKWARDS OFF THE STERN OF VESSEL 1.  WHILE BOTH OPERATOR 1 AND THE PASSENGER WERE THROWN OFF THE BACK OF OPERATOR 1 HEAD STRUCK THE FACE OF THE PASSENGER CAUSING INJURY.  THE PASSENGER WASS TRANSPORTED BACK TO SHORE BY OTHER FAMILY MEMBERS AND THEN TRANSPORTED TO FRANCISCAN HOSPITAL IN MICHIGAN CITY, IN.
  
     BOTH THE OPERATOR AND PASSENGER WERE WEARING PFD'S AT THE TIME OF THE ACCIDENT.  THERE WAS NO EVIDENCE OF DRUGS OR ALCOHOL INVOLVEMENT AT THE TIME OF THE ACCIDENT.