RedactedNarrative: While attempting to over take a boat #2, on the starboard side, near shore.  The bow of Boat #1 dipped and hit the wake wrong, causing boat #1, to hook to the right, ejecting the operator and passenger.  Boat #1 then crashed into the shoreline, causing enough damage to total the vessel.  The operator and passenger were wearing life jackets and were not injured.  The operator was using his engine shut off lanyard.