RedactedNarrative: The vessel departed Rockets Landing the morning of 9/20/2020, at approximately 7:00am, and headed down the James River. The operator stated they passed Jordan Point Marina around 8:00am and began to have difficulty seeing due to the sun rising on the horizon and causing a glare off of the water. 
  
  They were traveling at approximately 23mph. The operator stated he was unfamiliar with the waterway in that area and was trying to stay on the edge of the channel the best he could. Shortly after they had passed Jordan Point, the operator stated he suddenly saw a channel marker directly in front of the vessel and did not have time to react to avoid a collision. 
  
  He stated the collision caused his passenger to be thrown forward into the console and then back onto the floor. At that time, he turned his vessel toward Westover Plantation in Charles City and attempted to get to shallower water. 
  
  Shortly after the impact, he realized they were taking on water and hailed a MAYDAY call on VHF channel 16. At this time both individuals put on inflatable PFD's. Approximately 150 yards off of Westover, the vessel started to become difficult to steer and the stern started to try and spin around on its own. The operator cut the throttle and turned the motor off at this time. 
  
  The vessel then started to list which is when both individuals also grabbed type IV throwable devices. The passenger then jumped into the water and swam away from the vessel. The operator stated he stayed on until the vessel started to roll to the port side and capsize. He stated he had to swim out from under the supports.
  
   After the vessel capsized both individuals climbed up onto the hull of the vessel from the stern and were able to get out of the water. Neither PFD worn inflated once they were in the water. The operator then stated that an individual from shore observed the vessel capsize and she paddled out in a kayak to make sure they were ok. Shortly after the kayaker came to check on them an individual in a bass boat came to assist and brought them to the shore at Westover where Charles City Deputies and EMS were on scene to evaluate them. They were then taken by ambulance to Williamsburg Sentara Hospital. The operator sustained a small cut on his left pinky finger that did not require medical treatment, however, his passenger had a cut on her forehead that would require stitches. She refused stitches at the hospital and stated she would have her plastic surgeon stitch her forehead.
  