RedactedNarrative: On July 31st, 2020, at about 1530 hours, Vessel 1 (V1), an 11ft., blue, personal watercraft (PWC), bearing the registration FL 3231 RE departed from JSK Watersports in Tavernier Creek on a guided tour. V1 was the last PWC in the tour group of five (5) that included her boyfriend on a separate PWC, and the tour guide of JSK Watersports.
  
  Guide guided the group towards the bayside through the Tavernier Creek’s slow speed zone. As the tour group left the slow speed zone an unidentified vessel was traveling towards the oceanside through Tavernier Creek, entering the slow speed zone. The first four PWCs passed without incident. While on plane V1 crossed the bow of the unidentified vessel and continued towards the south mangrove shoreline. She released the throttle as she attempted to avoid the south shoreline. Without power the PWC continued straight and collided with the mangroves, traveling at approximately 10-20mph. Operator1 approximates the time of impact to be around 1545 hours.
  
  
  As a result of the collision Operator1 sustained 3 lacerations to her face over her left eye, a fractured fifth proximal phalange, a fractured fourth metacarpal on her left hand, and was forced off the back of V1.
  
  In the collision V1 was scuffed on the starboard side forward of the registration numbers. The cap on top of the handlebars popped off in the impact and the reverse lever on the port handlebar was broken. The body, forward of the handlebars with the livery’s identifying number “3,” was gouged by a mangrove branch.
  
  Guide and Boyfriend noticed Operator1 had not followed the tour group out of the creek and returned to check on her. They found her bleeding from the lacerations on her face and with an obviously disfigured finger. Guide towed Operator1 back to the livery and arrived there at approximately 1600 hours. Guide offered to call EMS and provide first aid. Operator1 refused treatment from Guide. Boyfriend then took her to Mariner’s Hospital for treatment for her injuries. 
  
  I arrived at JKS Watersports’ livery to document the damage to V1 and take Guide’ statement. I conducted a livery inspection and found the livery to be in compliance.  
  
  Operator1 sustained 3 lacerations to her face over her left eye that required 15 stiches, a fractured fifth proximal phalange, and a fractured fourth metacarpal on her left hand.
  