RedactedNarrative: V1 was traveling around the lake and individual had been operating the majority of the time.  She had completed the boat safety program the same day of accident but failed to print it off and have it with her. She allowed Victim 1, to operate V1 though she had no experience operating a boat and had not taken the boat safety program.  She states that, "as I was driving, she started to talk to me and I turned and the guy was sitting talking to his friend and right when I looked we hit the bow of their jet ski."    Operator of V1 received a citation for careless/negligent boat operation and warnings for speed and distance, leaving the scene of a boat accident, and no boat safety course. V1 Occupant, received a citation for operating without a safety certificate on board and  a warning for leaving the scene of a boat accident. Both individuals were wearing life jackets