RedactedNarrative: OPERATOR OF VESSEL 1 AND PASSENGER WERE TRAVELING WEST ON THE ICW NEAR OCEAN ISLE BEACH, NC.  WHILE APPROACHING A LARGER VESSEL, UNKNOWN, COMING FROM THE OPPOSITE DIRECTION, VESSEL 1 WAS UNABLE TO MANEUVER OUT OF THE ONCOMING WAKE CAUSING IT TO COLLIDE WITH A DOCK.  BOTH OPERATOR AND PASSENGER REQUIRED HOSPITAL AND MEDICAL TREATMENT.  BOTH WERE WEARING REQUIRED PFDS.  NEITHER ALCOHOL NOR DRUGS WERE INDICATED. OPERATOR INEXPERIENCE AND THE OTHER VESSEL'S WAKE ARE BELIEVED TO BE THE CONTRIBUTING FACTOR FOR THIS INCIDENT.