RedactedNarrative: Operator #1 stated in effect: We left the boat ramp and headed in the direction of the dam, the wind and water were very calm. While we were under way two people changed locations in the Canoe. Occupant1 went from the front to the center and sat on a crate. As we continued to make our way across the lake, the wind increased a lot, as did the waves. A wave hit the canoe on its side and Occupant1 went into the water first. This disrupted the balance of the canoe and Occupant2 and I went in. 
  
  Witness #1 stated in effect: I was standing on the shore line and noticed a red object on the water. Not knowing what it was I used my Binoculars to get a better look. I saw three people in the water, by this time the boat had sunk. I then called 911. 
  
  Investigation revealed: Vessel #1 was traveling in a southeasterly direction. While underway the winds increased and as a result the water became choppy. A wave struck the canoe causing the three occupants to lose their balance and enter the water.