RedactedNarrative: V1 traveling northbound in Naples Bay became engulfed in flames as a result of an electrical fire. There were no reported injuries however V1 was a total loss.
  During my investigation I learned that V1 was travelling northbound in Naples Bay at approximately 30 mph. The operator and occupants noticed smoke coming from the front anchor locker. As the reduced to slow speed all occupants noticed the smoke was now pluming from the center console. P1 attempted to extinguish the flame but was unable to do so as the center console was sealed. A good Samaritan noticed the situation and assisted by allowing V1 occupants aboard their vessel. All occupants exited V1 with no injuries. The operator and P1 were in the water for a moment. V1 occupants had do not smoke and had no flammable items on board.
  Through talking with OP1 I learned that she approximately 2 years of boating experience and was the one who rented the boat as a member of the Freedom Boat Club. She had been out for several hours and was on her return trip to the dock. She experienced no issues with the vessel prior to the incident. The conditions for the day were as follows:
  Air Temp: 85 degrees
  Water Temp: 85 degrees
  Wind direction and speed: Light and variable
  Visibility: Clear
  V1 was completely engulfed in flames and burned almost to the water line. The vessel was a total loss. While investigating the cause of the incident I observed the most damage near the center console. This indicates that the fire started in that area and burned the hottest (See photograph). The fire started as an electrical fire under the center console and migrated throughout V1 until fire fighters were able to extinguish the flame.
  