RedactedNarrative: Operator #1 stated in effect: I was heading towards the pier because the conditions started to get bad.  I checked the weather prior to going out and it looked okay.   We were going slow and the waves began to come into the boat.  Eventually the boat began to sink and slowly overturned. We all ended up in the water.  I tried using the bilge pump but it was not effective. 
  
  Investigation revealed:  Operator #1 Operating V#1 in the Raritan Bay approximately 100 yards north of the Keasburg Pier.  Operator #1 realized the the water conditions were becoming treacherous and attempted to navigate to the nearest mooring.   The conditions of the water and daytime visibility had both diminished significantly in a short time and within close proximity. While traveling south towards the Keansburg Pier, the vessel began to take waves over the port side midship.  The vessel immediately became overweight and began to lose buoyancy.  The vessel became submerged and rolled over causing all 5 occupants to be thrown into the water.  
       As a result of my investigation I have concluded that the vessel sunk due to two major contributing factors.  The operator failed to have enough experience in navigating under the sea conditions that were present at the time of the incident.  Secondly, the weather (wind and wave) contributed to the vessel becoming flooded and subsequently unstable enough to overturn.    
  
       All occupants were taken to Bay Shore Hospital as a precautionary measure due to their exposure to cold water.  They were all released.