RedactedNarrative: On Monday afternoon, 5/30/2016 a 19 foot "Polar" with 3 POB was coming into the St Marks Lighthouse Channel and struck a submerged object causing the boat to sink.
  
  On Monday, May 30, 2016 (Memorial Day Weekend) operator launched his 19 foot Polar flats boat at the Lighthouse Boat Ramp in St Marks for a day on the water.  Along for the ride with Operator1 was his friend and 1 year old.  After several hours on the area locally known as "East Flats" Operator1 decided to head back into the Lighthouse Boat Ramp as he saw a thunderstorm and rain in the area.  
  
  Operator1 is very familiar with the local waters and has fished and run the local waters for many years.  As Operator1 was inbound in the ICW, headed to the channel leading into the Lighthouse Boat Ramp, he cut inside red Nun Buoy #20 as a "shortcut" into the channel.  In this area is a well known, but unmarked, wreck.  The wreck is an old steel hull vessel that has been there for over 40 years.  During low tide portions of the vessel are exposed and visible. Operator1 stated he was aware of the location of the sunken vessel and has known of its existence for many years.  Due to a high tide and limited visibility because of the rain, Operator1 did not recognize the area he was traversing. 
  
  Operator1 stated he was running just above idle and he ran up on the sunken vessel with the bow of his boat.  The sunken vessel tore a hole in the bottom of his vessel causing water to flood his vessel.  Operator1 stated the water filled his boat up until it sat on the sunken vessel, keeping his boat from sinking totally.  The impact threw the occupants and belongings to the front of the vessel, but caused no injuries.
  
  The following day, May 31, 2016, Operator1 attempted to remove his vessel which was still stuck on the top of the sunken steel hull vessel.  While attempting to remove his boat, it flipped over and sunk.  Operator1 then drug his boat to the shore where a wrecker was used to remove the boat from the water.  Operator1 estimated the boat was a total loss.