RedactedNarrative: PWC #1 operated by OPERATOR 1 was traveling at a speed of 40 mph.  The operator had little to no experience on the Spokane River.  PWC #2 operated by her father, was approximately 50 feet from a dock 
  turning in tight circles. OPERATOR 1 was traveling east on the river and made a large turn positioning herself facing west. OPERATOR 2 exited his circle cutting off OPERATOR 1 and her PWC struck OPERATOR 2 and went over the top of his vessel. There was a crack in the hull of OPERATOR 1's PWC over two feet in length, along with some scrapes. The damage was estimated to be a total loss.
  
  Both PWCs were rentals.