RedactedNarrative: On July 29, 2019 at approximately 2030 hours I, Officer responded to Atlantic General Hospital located at 9733 Healthway Drive in reference to making contact with a subject who was injured on a Jet Ski.  Upon arrival I made contact with Victim who stated the following.
  
  Victim stated that on July 29, 2019 between the hours of 1130 and 1230 she and her niece (passenger)  were participating in a guided Jet Ski tour.  Victim stated that tour was being operated by Back Bay Adventures.  Victim stated that she was operating the Jet Ski in a northbound direction on the Isle of Wight Bay in the area of 32 Street.  Victim stated that as she and Subject were cruising they observed Dolphins to their west and began to have a conversation how unique this sight was.  Victim stated that she continued in a northern direction towards the Route 90 Bridge at a speed of approximately 40 MPH.  Victim stated that while traveling north the Dolphins entered her travel path which caused Victim to take evasive action.  
  
  Victim stated that due to the evasive action both she and Subject were ejected from the Jet Ski.  Victim stated she was wearing the engine cut off switch, so the Jet Ski's engine ceased and it came to a stop.  Victim stated the guide came to her assistance and helped both riders back on the Jet ski.  It should be noted that both Subject and Victim were wearing proper sized life jackets.  Victim stated that initially she felt minor pain in her side, however it was not enough pain to prevent her from completing the tour.  Victim stated that the Jet ski was not damaged in this incident.  
  
  Victim stated that after completing the tour she returned to the dock of Back Bay Adventures and continued on with her day.  Victim stated she did not inform any of the staff of Back Bay Adventures that she had incurred any injury while on the tour.  However Victim stated that as the day progressed the pain began to increase to the point that she needed to seek medical attention.  Victim stated that she responded to Atlantic General Hospital and sought medical care. 
  
  After learning how victim was injured on the Jet ski tour,  Atlantic General Hospital made contact with the Maryland Natural Resource Police to report the incident.  Victim stated that Subject was not injured in this incident.  It should be noted that Victim and Subject are related, and were on vacation in Ocean City with their family.  
  
  While at Atlantic General Hospital I was able to make contact with Doctor, who diagnosed Victim with two broken ribs on her left side.  Doctor stated these injuries were non life threatening.
  
      On July 30, 2019 at 1720 hours I responded to Back Bay Adventures located at 400, 32 Street, Ocean City to attempt to locate the Jet Ski Victim was operating.  Upon arrival  made contact with the owner of Back Bay Adventures.  It should be noted that Back Bay Adventures operates five Jet Skis all the same year, color, make and model.  None of the Jets skis have any unique characteristics that set each other apart from the other.  However to the best recollection of all parties involved, the Jet Ski identified as the one operated by Victim was a 2018 Yamaha VR10, Maryland registration 3800LB.  All the Jet Skis are insured under the same insurance company, which is Markel American Insurance Group.  
  
  Neither this Jet Ski or the others had any damage done to them.  Owner stated that when he spoke with the guide, the guide confirmed that victim fell off a jet ski but made no complaint of injury.  Owner stated that the company is very diligent when it comes to documenting injuries or damage to the participants or the jet skis during a tour.  In this incident nothing occurred that was alarming enough for the guide to complete an incident report.  Owner showed me the instructions in regard to the potential hazards that are given to the participants prior to the tour.  They are very detailed.  Owner is going to have the guide contact me, so he can provide a statement.  When this occurs I will complete a supplement to this incident.  I also uploaded the waiver that victim signed, along with her written statement.
  
      In conclusion, this accident was a result of rider inexperience. Victim has less then ten hours of riding experience.  This lack of experience is what is likely to have caused Victim to over steer the vessel at speed to avoid striking the dolphins.  I do not feel that there was any negligence on Victim's part or on the part of Back Bay Adventures or the guide.  No citations or charges will be issued in this matter.
  All above events occurred in Worcester County, Maryland.
  
  