RedactedNarrative: OPERATOR 1 WAS OPERATING VESSEL 1 WHILE TRAVELING AT IDLE SPEED. AS OPERATOR 1 WAS UNDERWAY WITH VESSEL 1, THE UNDERSIDE OF VESSEL 1 STRUCK A SUBMERGED STUMP THAT PUNCTURED VESSEL 1'S FIBERGLASS. THE IMPACT WITH THE SUBMERGED STUMP CAUSED VESSEL 1 TO FILL WITH WATER AND EVENTUALLY SUNK VESSEL 1. OPERATOR 1 DID NOT SUSTAIN ANY INJURIES. VESSEL 1 WAS A TOTAL LOSS FROM THE HULL DAMAGE AND SINKING.