RedactedNarrative: The operator said they had been operating at a slow speed, the two passengers were sitting in the middle seat of the flat bottom boat. A wave came over the front of the boat, which filled with water and capsized. All the life jackets were trapped under the boat. One of the passengers was able to grab a life jacket from under the boat, swam to shore and called for help. Authorities arrived to find two people hanging on to the boat and one on shore. The one on shore said they had been in the water for about 3 hours. Authorities went out to the capsized boat and found the female passenger on top of the boat holding a Type IV PFD. The operator was in the water holding on to the boat with no life jacket. The officer pulled the female into their boat, and gave the man in the water a life jacket. They were unable to pull him out of the water, so they held on to him and towed him at a slow speed to the access. Both victims were wrapped in blankets (male victim was complaining of cramps and being cold) and were checked out in the ambulance at the scene. The watercraft was rated for 3 people and 15 hp motor. There was fishing equipment, a cooler, and 3 wearable life jackets and 1 throwable in the boat.