RedactedNarrative: On July 26, 2014 NRO received a call from subject at 1930 hours. Subject stated their vessel had hit a submerged tree and they were being towed in by another boat. Subject wanted to know if a report needed to be made about the accident. NRO asked Subject if anyone was injured and Subject replied no. NRO asked if there was more than $2,000 damage to the boat and Subject stated she didn''t know but her motor no longer was working. NRO asked how fast she was going when they hit the tree and Subject replied around 25 mph and NRO advised her there was probably more than $2,000 damage. NRO advised he would meet Subject the next day for the report. NRO met Subject at 1622 hours on 7/27/14 and Subject explained how the accident happened. Subject advised they had just left the rock quarry at El Dorado Reservoir and had sped up to around 25 MPH when they hit something. Subject stated they were about 100 yards to the SE of the rock quarry and traveling in a SE direction. NRO advised Subject of all the trees in that area and Subject stated she is sure that is what they hit. Subject advised operator was driving the boat when it occurred and nobody was injured and NRO filled out the report.