RedactedNarrative: VESSEL#1 WAS SOUTHBOUND IN ROUGH WATER APPROXIMATELY 500 YDS SOUTH OF PUMP STATION AND 1/4 MILE SOUTH OF OTTER CREEK. VESSEL #1 TOOK A WAVE OVER STERN AT WHICH TIME CAUSED IT TO SWAMP AND LATER CAPSIZE RESULTING  IN ALL OCCUPANTS  TO BE EJECTED.  ALL OCCUPANTS WERE WEARING PFD'S AND WERE LATER RECOVERED IN THE WATER INCLUDING A DOG.