RedactedNarrative: On March 22, 2020, I, Officer, with the Florida Fish and Wildlife Conservation Commission (FWC), was dispatched to St. Andrews Bay, specifically to 12 Bay Shore Dr. in Panama City. The owner of AAA Jet  Skis Rental advised three of his customers had gotten into a boating accident.  
  
  When I arrived on scene I spoke to the owner of the Livery who showed me the two jet skis that were involved in the accident. According to Owner, vessel #1 had approximately $4,000 worth of damage and vessel #2 was totaled. Owner advised that vessel #2 had to be pulled out of the water because it was sinking . 
  
  I spoke to the operators of the two jet skis that were involved in the accident and they described what happened. The operator of vessel #1 was in the channel, traveling southbound, just south of the Hathaway Bridge, while vessel #2 was south of vessel #1 traveling eastbound. 
  
  Although vessel #1 was the give away vessel, he could not take corrective action because there was a third jet ski to his starboard side with a four year old boy on it and he was afraid of hitting him. 
  
  The operator of vessel #2 advised she was traveling at a slow pace due to operator inexperience, and was not paying attention. She advised that at the last minute, the second passenger of vessel #2, screamed her name and that was when she realized they were about to crash. 
  
  The operator of vessel #2 took evasive action and turned to her starboard side. However it was not fast enough and vessel #1 struck vessel #2 on the back port side. The operator of vessel #2 was charged with violation of Navigational Rule 5: Lookout for not keeping a proper lookout while operating the jet ski. 
  
  V1 occupant1 was complaining of lower back pain (tailbone), however she refused treatment.
  