RedactedNarrative: Operator of vessel #1 stopped for swimming.  Victim jumped into the water to swim, went under water and did not come back up.  The operator was unable locate the victim to assist her.  Operator and passenger called 911 for help.  Divers responded but didn’t recover the victim until 24 hours later.  No PFDs were used by the victim or thrown to her during the incident.  Victim and passengers had been drinking.  No other injuries were reported.