RedactedNarrative: EPO was dispatched to Jack’s Island in Tiverton for a report of an overturned boat with Three (3) people holding onto the boat. Tiverton Fire was the first to arrive at the scene. They assisted the three subjects and transported them to the Sakonnet Bridge Boat Ramp.  From there the parents were taken to RI Hospital to be checked for Hypothermia. The third victim refused medical treatment but followed his parents to RI Hospital.  Off. then reported to RI Hospital to speak to the two victims. Subject stated that he and his parents were fishing for Scup off Fog Island when the wind picked up.  Waves were crashing over the bow of the boat as they were underway at 6 mph.  The boat then filled with water. The bilge pump was about a foot forward from the stern and unable to pump excess water. Another wave broke over the stern and capsized the boat.  All three had their life jackets on and held onto the boat.  Cause of the capsizing was adverse weather conditions and operator inattention and inexperience.