RedactedNarrative: VESSEL #1 WAS TOWING A TUBER IN A WESTBOUND DIRECTION ON THE LAKE.  VESSEL #2 WAS ALSO WESTBOUND AT A SLOW SPEED.  VESSEL #1 SEEMED TO BE PASSING VESSEL #2 BUT OPERATOR WAS NOT PAYING ATTENTION AND WAS WATCHING HIS TUBER.  VESSEL #1 COLLIDED WITH VESSEL #2 CAUSING DAMAGE TO #1, OVER $2,000.