RedactedNarrative: Vessel one (V1) with one operator and two occupants was traveling north in the Hillsborough River towards a waterfront restaurant known as Rick’s on the River. V1 exited the slow speed zone at the I275 Bridge and accelerated on plane. The bow rose significantly obstructing the view of the operator in the stern on the vessel. V1 collided with the green number 1 marker ejecting all persons on board. The operator sustained a head injury and was transported to Tampa General Hospital. The other occupant received limited injuries and refused treatment. 
  
  Based on interviews, evidence and information gathered to date, I find that the accident was caused by a lack of proper look out due to improper loading of the vessel causing excessive bow rise while coming on plane. 
  The small size of the vessel, relative to the large amount of weight of the three occupants and their gear limited the steering capabilities of the vessel, and caused significant changes to its planing characteristics. 
  I also find that alcohol was a likely contributing cause to this accident. The operator had been seen drinking throughout the day prior to the accident and while on the vessel that evening. 
  Operator of V1 sustained a severe injury to his head and neck as well as a broken arm. Occupant sustained a torn left rotator cuff and small lacerations to his legs and feet