RedactedNarrative: Operator turned boat toward the east boat ramp when storm hit.  He said the waves were coming over the bow.  That caused the engine to die, and he was unable to restart the engine.  Winds caused the vessel to turn, allowing more waves to come over the gunwhale.  This caused the boat to take on water and flooded the vessel.  The boat capsized and all seven (7) occupants entered the water.   Three of the occupants were children, all were wearing pfd's at the time of the accident.  Four adults were not wearing pfd's, but put them on after leaving the boat.  All seven occupants were rescued by another boater nearby.   All seven occupants were transported to the east boat ramp, upper dam, lake lowell.  Paramedics were called to the ramp for them, but all occupants refused medical attention.  According to the owner/operator, no one was injured beyond first aid.  In conversation,  i learned the boat was equipped with three ballast tanks. One tank on the rear starboard side, one on the rear port side and the third and final tank center of the boat between the windshields.  According to the owner, the port side tank was filled and was being drained just prior to the accident.
  Update:  as of 06/19/2017, the owner/operator still has not provided me with any insurance policy numbers or information after repeated messages requesting such.
  Update:  on 6/21/2017, finally received insurance information.
  
  