RedactedNarrative: Vessel was fishing in 135 feet of water using down riggers set at 130 feet.  Vessel was trolling in a north west direction at about 1.7 mph when the depth changed to 70 feet.  The down rigger weights got stuck in the bottom and the vessel came to a halt.  Waves started to come over the transom and the vessel took on water.  All persons onboard put on PFD.  The operator cut the down rigger cable free.  The vessel continued to take on water.  The deceased jumped in the water with a life jacket on but not fastened.  The vessel capsized.