RedactedNarrative: On 7/12/17 at 1000 hours, operator left his dock in a cove on the gills creek portion of smith mountain lake  on a 24ft four winns 240 horizon va 9582 bh with 9 people as passengers. Operator was heading toward gills creek marina located near g5 to pull people on a tube.  At 1100 hours operator was pulling two on a two person gladiator performance towable big brawler.  Operator stated they were travelling at 1500-2000 rpms downstream toward gills creek marina when he turned to the left to head back upstream. 
  
  Subject stated that he saw the tube swing to the right out of the wake while they were making the left turn and as the vessel completed the turn, the tube travelled to the left and struck the wake. This caused the tube to flip over on top of the passengers. Subject  then observed victim floating on her back. She was picked up and taken back to their dock. Westlake ambulance m-15 arrived on scene and transported her to crilion roanoke memorial hospital. She was treated for muscle strain (whip-lash) by dr. and released at 1600 hours. The vessel is insured through state farm insurance
  