RedactedNarrative: VESSEL 1 WAS TRAVELING SOUTHWEST APPROACHING COOKSON BEND AND VESSEL 2 WAS TRAVELING NORTHEAST APPROACHING COOKSON BEND. VESSEL 1 MET ONCOMING VESSEL 2 AS BOTH VESSELS ATTEMPTED TO TRAVEL AROUND THE POINT. VESSEL 1 AND VESSEL 2 SHOULD HAVE BOTH GAVE WAY AND STEERED TO THE STARBOARD SIDE AS PER THE NAV RULES. THE OPERATOR OF VESSEL 1 STATED HE VEERED STARBOARD (RIGHT) AND THE DRIVER OF VESSEL 2 VEERED TO PORT (LEFT) AFTER WHICH THE TWO VESSELS, EACH ATTEMPTING THEIR OWN EVASIVE MANEUVERS, EVENTUALLY COLLIDED. VESSEL 2 OPERATOR STATED HE VEERED STARBOARD (RIGHT) AND THE OPERATOR OF VESSEL 1 VEERED TO PORT (LEFT). VESSEL 2 WAS STRUCK IN THE PORT SIDE OF THE STERN IN THE COLLISION BY THE BOW OF VESSEL 1. VESSEL 1 THEN CAPSIZED AND EJECTED THE OPERATOR AND PASSENGER OUT INTO THE LAKE. AREA OF THE ACCIDENT WAS APPROXIMATELY .23 MILES NORTH OF COOKSON POINT RAMP AND APPROXIMATELY .47 MILES EAST OF THE SHORELINE OF COOKSON BLUFF AND APPROXIMATELY .47 MILES SOUTH OF THE NORTH SHORELINE.