RedactedNarrative: Watercraft was on the lake with an operator, two passengers and two Labrador retrievers on board. During travel across the lake, the dogs shifted weight to the front of the boat, causing the boat to take on water. The occupants were unable to bail water and maintain buoyancy. The boat capsized and the operator called 911 on his cell phone. A resident on the lake was at home having coffee and observed something shiny across the lake, and realized someone was in trouble. He was able to drive his pontoon boat out to the victims and help them and their dogs out of the water and bring them to shore. Life jackets were not being worn at the time of the incident. The two passengers were treated for hypothermia. Alcohol was not a factor.