RedactedNarrative: V1 was cruising south along the north share of Bull Shoals.  Operator advised he dropped an item in the floor and was trying to pick it up when he looked up and saw he was going to run aground.  Operator made a hard turn to starboard and clipped the bank; ejecting him.  V1 came to rest in the water and he was able to swim to shore.  Operator refused treatment on scene but was taken by POV to a local hospital where he received 15 staples in his head and was diagnosed with a concussion.