RedactedNarrative: On 6/16/15, vessel 1, a personal watercraft (PWC) bearing Florida registration FL 1739 PH, was involved in an allision with a boat lift at the end of a dock in St. Andrews Bay, Bay County, FL.  Both occupants were seriously injured and transported to Bay Medical Center
  
  V-1 is a 2012 Yamaha 10' Personal Watercraft made of fiberglass. It was blue and white in color with HIN# of YAMA422B212,  displaying Florida vessel registration FL 1739 PH.
  
  Operator was seated behind the steering column on seat. 
  - Injured, cranial bleed and contusions to right side of face.
  
  Occupant was seated behind operator. 
  - Injured, laceration to face and scalp, multiple fractures of right arm and right leg 
  
  ACCIDENT ANALYSIS
  
  PRE-ACCIDENT (Collision) – V1 was the last vessel in a tour of 8 PWC's.  THe operator stated he was trying to keep up and was going side to side like the other PWC's.  He remembers seeing a boat coming from his left and swerved to the right to get out of the way. At this point it is believed that off throttle steering caused V1 to continue towards the dock at an approximate angle of impact of 15 Degrees.  At this location, just prior to the entrance to a wake zone, there is a chance of boat wake coming from the left side of the PWC from vessels departing the Zone.  No witness stated anything to indicate the presence of wakes or vessels heading across the channel. 
  
  ACCIDENT (Collision) – V1 collided with a dock piling with the starboard bow in the area of the registration numbers causing wood to be embedded into V1. This impact caused the passenger to be ejected into the dock, causing her injuries.  After initial impact, V1 changed direction to port and collided with the boat lift in a near head on collision.  This collision caused the operator's injuries from striking the stern of the boat that was on the lift. The height of the vessel on the lift would have been consistent with the height of the operators head.  The operator remained on V1 under the vessel on the lift.  The speed at second impact was still great enough to cause the cross beam under the lift runner to be moved approximately 10 inches and to break the bolts holding the brace to the cross beam.
  
  POST ACCIDENT (Collision) -   Upon noticing one of his customers had not made it to the wake zone, the tour guide returned to the scene and rendered aid.  The tour guide and others attempted to get the passenger up a ladder but due to her injuries she was unable to climb the ladder without assistance.  He assisted the operator onto the dock. Witnesses called 911 and the Coast Guard. The property owner, who was a Doctor, helped the injured until EMS arrived.  EMS transported both injured parties to Bay Medical Center.  The PWC remained on scene until arrival of FWC then moved to the boat ramp for further examination.  Prior to my arrival, the vessel on the lift was lowered to the water and removed from the lift due to fear the lift would collapse causing more damage.
   