RedactedNarrative: Investigation revealed: Victim1 rented a vessel with five other people from Dad's Place Marina in North Wildwood. Operator was operating the vessel traveling north along the Intracoastal Waterway (ICW) in the area of Great Channel, Stone Harbor. Conditions at this time consisted of a strong outgoing current (southerly direction) and moderate winds out of the SSW at 12 mph with gusts up to 15 mph. This combination created a phenomenon known in boating terms as "wind against the tide". This results in rough choppy sea surface conditions. These conditions were noted by Trooper as he patrolled through the same area approximately 1 hour prior to the accident. Trooper stated he observed wave heights in the 2 to 2.5 foot height range. Furthermore, the vessel was overloaded. The maximum capacity plate on the vessel stated "6 persons or 815 lbs". There were 6 occupants with a total weight estimated at 983 lbs. Additionally, occupant stated she was seated on the bow facing aft when the vessel flipped. With subject’s added weight on the bow, this would have pushed the bow lower in the water allowing waves to break over the bow of the vessel and fill the vessel with water. 
  
  In conclusion, the result of this accident was attributed to rough sea surface conditions, the vessel being overloaded and uneven weight distribution within the vessel. 
  
  The vessel was towed upside down to the natural ramp at the base of the Stone Harbor free bridge by SeaTow. The owner of Dad's Place Marina, arrived and secured the vessel to be returned to his marina. Damage to the vessel observed was a broken Bimini top and a submerged outboard motor. 
  
  (NARRATIVE TAKEN VERBATIM FROM NJSP REPORT)