RedactedNarrative: On 07/26/2014 at approximately 19:55 hrs. I, OFC., was dispatched to Garrett County Memorial Hospital in reference to a vessel accident that had occurred on Deep Creek Lake earlier in the day. Upon arrival at the hospital, I was directed by hospital staff to Emergency Room (ER) Room #3. Contact was then made with the victim, identified. Contact was also made with the victim's mother. Victim was observed to have a soft cast applied to her right hand/arm and had already been seen and diagnosed by a physician prior to my arrival. I asked Victim to tell me about the events leading up to her injury. Victim stated that on today's date, 07/26/2014, at approximately 11:30 hrs., she was located on a ski tube with another friend and was in the process of being towed around the lake. The area in question was on Deep Creek Lake just north of Stump Point. The operator of the towing vessel (2000 18' 4'' Bayliner Capri bearing MD Registration: MD 2238 BJ), had said vessel in neutral and was in the process of placing the vessel in gear. Once doing so, Victim still had her right hand within some slack of the tow line. Upon the vessel accelerating, the tow line started to tighten up, causing Victim's right thumb to become entangled. Victim's mother's account was also similar to that of Victim's. Victim and the other vessel occupants had then went about their day until the pain in Victim's right thumb started to become unbearable. Erring on the side of caution, Victim was transported to Garrett County Memorial Hospital at approximately 19:30 hrs. by her mother/private vehicle. Arriving at the ER, Victim was seen by an attending physician and had an x-ray completed on her right hand. The physician had diagnosed Victim with a fracture right thumb and had placed her right hand/thumb into a soft case. Victim was essentially discharged but had been waiting for the completion of my investigation before departing the hospital.