RedactedNarrative: On Sept 14 2014, operator was operating his boat on Laurel Lake when Occupant1 stood up and subsequently fell on Operator. This caused Operator to lose control of the vessel and run into the bank causing injury to Operator, Occupant1 and two others. 
  
  As Operator was navigating the turns past the Primitive Campgrounds, Occupant1 stood up from the Passenger front seat. Occupant1 was advised by multiple persons onboard the boat to sit back down. Quickly after standing up Occupant1 lost his balance and fell into the helm of the vessel. 
  
  When Occupant1 fell into the helm, and Operator realized he was unable to navigate his vessel, he pulled the Kill Switch Lanyard that he had attached to his wrist. 
  
  Occupant2 was seated on the rear bench directly behind Operator with her feet on the back of the drivers chair,  and Occupant3 was seated on the rear bench behind the passenger chair.  Immediately before impact Occupant3 attempted to use her body to shield Occupant2. 
  
  Upon Impact with the bank, Occupant1 suffered injury resulting from impact with the Helm.  Occupant2 suffered injury from impact with chair in front of her then from striking the rear sun deck of the boat upon recoil impact.  The driver chair was removed and thrown onto the bank by the occupants of the vessel in order to remove occupant2 from the vessel. 
  
  At BRMC, Operator consented to a chemical test of his blood.  Alcohol results were .125.