RedactedNarrative: Operator #1 stated in effect, we were waiting for 35 bridge to open between train bridge and 35 bridge
  by Klein ' s restaurant, the train bridge was down and we were under engine power putting waiting for
  bridge. The current was ripping. The engine seized, we lost power and two seconds later we hit the train
  bridge with the mast and the boat capsized on the port side. The crew stayed on the starboard side with
  life jackets, while I gathered car keys and personal items out of the cabin. The port windows were
  completely submerged in water. We were towed back to the Marina by a State Police vessel and no one
  was injured.
  
  Investigation revealed: Operator #1 was heading east on the Shark River under power when his engine
  malfunctioned and lost power. Vessel #1 began to drift with the outgoing tide and struck the train bridge
  with the starboard side of the mast. The tidal current forced the sail vessel under the bridge and the
  vessel overturned to the port side. The occupants of the vessel fell into the water and were able to get
  onto the starboard side of the vessel until help arrived. No injuries were reported. Vessel #1 sustained
  damage to the mast and water in the cabin area.