RedactedNarrative: On 7/22/19 at approx 1530hrs, I spoke with Reporting Person regarding a single vessel property damage accident that occurred on 7/20/19. Rp advised that he was operating a pontoon boat (DL 5 Z), a 22 foot Bennington blue in color with tan seating/trim. 
  
  Rp advised that on 7/20, he was operating in the Indian River Inlet heading east towards the bridge and Atlantic Ocean. In the area of the bridge a wave stood up causing the bow to impact resulting in aluminum damage on the port side bow. 
  
  The damage from the wave dented in the skirting, documented with photo. Rp advised that when he saw the waves standing, he maintained course, on plane, as to not to turn around in them which could potentially capsize the vessel. 
  
  Rp stated that he left the dock in the morning and was on a sandbar back bay prior to the damage. 
  
  The tide was ebbing. Rp stated that he has a valid boating safety certification and has approx. 100hrs experience operating vessels through his life. The Damage is estimated to be $1700-$2000.
  