RedactedNarrative: Operator1 was attempting to dock the boat when she became confused on what she needed to do when she approached the dock.  Operator1 panicked and put the vessel in forward gear and turned to the right causing the vessel's stern to make contact with the dock and causing hull damage to the rear port side of the vessel.  The accident was caused by a lack of operator experience in docking a vessel.  The vessel was a rental from Nautical Boat Club.  Operator1 had insurance on the rental boat purchased in the rental agreement.