RedactedNarrative: On 9/22/22 at approximately 1:55 PM I received a call from ISP Telecommunications reference a boat crash on the Fox Chain of Lakes in Antioch.  I spoke with reporting party V2 Owner who advised an individual (who I later identified as V1 Operator) was operating a pontoon boat on Fox Lake when he struck the back of her pontoon which was currently on a lift out of the water in Antioch.  She stated V1 Operator was still on scene.
   
  When I arrived on scene I made contact with V1 Operator.  V1 Operator stated he was working for BRP Marine and was testing out one of their new prototype vessels and Rotax outboard motors.  V1 Operator was close to the shoreline inside the "no wake" buoys.  V1 Operator said he was operating close to shore as part of the low idle rpm test and wanted to avoid faster moving traffic.  V1 Operator stated he was heading towards the shoreline listening to music on his phone when a Prince song came on. V1 Operator stated he wanted to change the song and accidentally dropped his phone.  As he was reaching for his phone on the floor of the boat, he heard a woman yelling from shore.  When he looked up he was heading straight for the back of V2 Owner's pontoon as it was parked on the lift at the end of the dock.  V1 Operator stated he threw the motor in reverse but it was too late to avoid the collision.   The tip of the bow on the right side pontoon of V1 Operator's vessel made contact with the lower unit of V2 Owner's vessel, just above prop level.  (see attached photos 1-3)  The tip of the left side pontoon of V1 Operator's vessel made contact with V2 Owner's dock post, bending it from its normal straight position.  (attached photo 4)  V1 Operator's supervisor arrived on scene and provided a copy of their company insurance card.  The card provided showed an expired coverage date, however he assured their test vessels were all covered under the companies insurance with the same policy and up to date.  (Attachment 1)
   
  I spoke with neighbor who witnessed the event.  She confirmed she saw V1 Operator's head down, not looking as he approached the parked vessel.  She yelled and waved her arms and was able to catch his attention, but not before the collision.  (Attachment 2 : written statement)
   
  The extent of the damage is unknown and will need to be evaluated by a marine repair shop for official quote.  There is significant damage to the lower unit however and with potential spine twisting it should not be operated until professionally diagnosed.   With the damage likely exceeding the $2,000 threshold, a US Coast Guard Boat Accident Report will also be completed.  After quotes are received, V2 Owner was advised to give me the repair estimates for the final Coast Guard report.