RedactedNarrative: On 05/16/2020, Operator 1 was operating his 2019 Nitro Z20 bass boat on Tims Ford Lake.  Operator 1 and his fishing partner Occupant 1 were travelling downstream from Rock Creek Boat ramp, headed towards the Winchester Bass Club.  They were fishing in a crappie tournament.  At approximately 6:05 am, just after passing under Lee''s Ford Bridge, they saw another boat coming upstream towards them.  The other boat was a 2011 Phoenix bass boat operated by Operator 2 who had just blasted off in a bass tournament from the Winchester Bass Club.  
  
  Shortly after the boats came within sight of each other, Operator 1 turned to his left side and Operator 2 turned to his right side.  The two boats were still headed towards each other.  Operator 1 turned harder to his left side until he was facing the bank, Operator 2 turned hard to his right and at the last second hit his throttle to try to spin his boat more away from Operator 1's boat.  
  
  The left chine of Operator 2's boat struck the right side of Operator 1''s boat, around the top of the rail just behind the operator''s seat.  There was significant damage to Operator 1's boat, the hull was busted from the outside rubrail, over the top and down into the passenger compartment.  Operator 2's boat had a gouge about 3-4 inches long on the left chine around the middle of the boat.  There were many other scratches and scrapes on the bottom of his boat, but I could not identify any others as being from this incident.  The trolling motor mount on his boat had piece broken on it, the pump on the port side live well was broken loose, and a rod locker tie down was broken in the impact.  Operator 2 also lost a rod and reel combo that went overboard during the collision.  Both boats fished for the rest of their tournaments and TWRA was contacted by Operator 1 at the end of the tournament.
  
  
  Investigating officers believe that Operator 1's violation of Inland Navigation Rule 14, Head-on Situations, was the main cause of the incident.  Speed of both boats also could be considered a factor in the ability of the operators to avoid each other but would not have been a problem if they had passed correctly.  Operator 1's boat sustained the most damage.  The estimate that he received to repair the boat was $28,718.11. He also had a four-rod holder located on the deck on the back-right side that was bent and broken in the accident.  Operator 2's boat had minimal damage, there was a chunk of the gel coat and paint a few inches long that was taken out of the chine on the left side of the boat, just forward of the driver console.  The investigating officer estimated that the damage would cost around $500 to repair.  He also lost a Loomis fishing rod/ and Lews reel combo in the collision that was worth $600 by his estimate and part of the boat''s trolling motor mount was broken as well. Total estimated cost to repair and replace the damages from the incident is $30,020.