RedactedNarrative: (operator of the personal watercraft) and (operator of the houseboat) were located three hundred yards north of the hales ford bridge on smith mountain lake traveling south. Operator2 was traveling twenty miles per hour when he turned to the left after seeing a vessel and released the throttle causing the personal watercraft to lose steering. The starboard side of the personal watercraft struck the port side pontoon of the houseboat. Operator2 stated that he jumped from the personal watercraft just before it struck the houseboat.