RedactedNarrative: OPERATOR AND PASSANGER WHERE ACHORED FISHING WHEN OPERATOR NOTICED SOME WAVES COME OVER STERN OF V1.  OPERATOR THEN NOTICED SIGNIFICANT AMOUNT OF WATER IN V1.  OPERATOR STEPPED TO ONE SIDE OF V1 CAUSING V1 TO CAPSIZE AND CAUSING OPERATOR AND PASSANGER TO FALL OVERBOARD.  OPERATOR AND PASSANGER APPROX. IN WATER 30-60 BEFORE BEING PICKED UP OUT OF WATER BY JET SKIERS.  IT WAS DETERMINED THAT CAUSE OF FLOODING AND CAPSIZING WAS NO PLUG IN VESSEL.