RedactedNarrative: V1 was behind V2 driving northbound on Saylorville Lake south of the Mile Long Bridge.  Both vessels were cruising and V1 was riding the wake of V2.  By the confession of the Operator of V1, they were operating too close to V2.  Prior to impact, V2 made a right hand turn. At this point, V1 came off throttle & attempted to avoid impact. PWC's are not able to turn when not under power. The Operator of V1 has less than 10 hrs experience on a PWC & did not use throttle to turn the PWC. Both individuals were wearing life jackets on V1.