RedactedNarrative: OPERATOR OF VESSEL 1 STATED HE TURNED THE STEERING WHEEL AND HEARD/FELT A SNAP. HE BELIEVES THE STEERING LINKAGE BROKE. THIS CAUSED THE STERN TO HEAD INTO THE WINDS/WAVES. SHORTLY AFTER THAT THE VESSEL WAS HEAVY IN THE STERN AND THEY TRIED TO MOVE TO THE FRONT OF THE VESSEL. WHILE MOVING FORWARD, THE BOAT TOOK 3FT WAVES OVER THE STERN AND THEM ROLLED OVER. ALL THREE PEOPLE IN THE VESSEL ENDED UP IN THE WATER. THEY WERE PULLED OUT BY A PASSING VESSEL. THEY WERE COLD FOR THE WATER TEMP ONLY BEING 62 DEGREES. ALL PEOPLE IN THE VESSEL DECLINED MEDICAL TREATMENT. NO ALCOHOL INVOLVED.