RedactedNarrative: Operator was pulling victim on a ski tube around Jose Lake.  Operator came too close to an anchored swim raft and victim struck the raft at a high rate of speed causing fatal injuries i.e. massive head, neck, and other injuries.  She was taken to shore and CPR was administered and she was taken to Tawas St. Joseph Hospital, but did not make it.  There were no other injuries reported.  Victim was wearing a life jacket.