RedactedNarrative: On June 11, 2016 vessel one (V1) was operated by operator one (O1) on Lake Francis Case with one passenger (V1P1) on board.  Both O1 and V1P1 were wearing their PFD’s.
   
  Operator two (O2) was operating vessel two (V2) on Lake Francis Case with one passenger (V2P1) on board.  Both O2 and V2P1 were wearing their PFD’s.
   
  Operator three (O3) was operating vessel three (V3) on Lake Francis Case with no passengers.  O3 was wearing his PFD and was not directly involved in the accident.
   
  At approximately 2:30PM V1 was heading north up river, just north of Cedar Shores Resort.  V2 was driving on V1’s starboard side going the same direction.  Both vessels were traveling approximately 20-25 mph.  Both O1 and O2 were trying to catch up to O3 to splash him.
   
  V3 was on V1’s port side.  O1 attempted to splash O3 and kicked the back end of V1 to create a splash.  O3 turned to the left to avoid the splash.  While O1 was looking back at the attempted splash, O2 had turned to the port side, cutting off O1’s lane of travel.
   
  O1 turned around just in time to turn hard to starboard and increase the throttle.  This action caused V2P1 to fall off before the collision.  V1’s Starboard side collided with V2’s port side.  The collision struck V2P1 on the left side and threw her into the water.
   
  V3 picked up V2P1 out of the water and brought her to shore.
   