RedactedNarrative: Operator stated as they was headed toward main river, the intake of water craft had aquatic vegetation sucked into it and she lost steering control causing the personal water craft to hit a tree.  
  
  Officers stated water craft was overloaded.  Operator was taken to Merit health and treated for a concussion.  Vessel had damage to front bow rub rail and gelcoat fiberglass estimated at $300.  No other injuries was reported.