RedactedNarrative: On 07/04/2015, around 11:00 PM, (Operator), and three others departed for an evening cruise aboard Operator's 2003 Bomdardier Sportster-LE on Mountain Island Lake.  After a 10 to 15 minute ride, they entered Gar Creek and went towards the rear of the cove near the narrow, no wake zone.  The operator stopped the vessel and asked his passengers if they had seen enough, and if they were they ready to head back. The passengers stated that they were ready to return to the residence. The operator turned the boat around and headed back towards the entrance to Gar Creek. He navigated the vessel near the northern shoreline (Latta Plantation Side), and collided with a boulder formation that is about 6 feet above the water line. The vessel collided with the boulder formation just right of center. Upon Impact, all members of the party were ejected from the vessel.  
   
  Individuals were having a 4th of July Party when some of the children went to the adults and said they heard a thud out on the water.  They turned down the music and could hear people yelling for help.  They boarded a pontoon boat and travelled to the boulder formation to find the accident scene.  Deceased victim2 was the first victim found face down in the water and brought aboard the pontoon boat.  
   
  Rescuers immediately began CPR on Deceased victim2.  Injured victim2 was then removed from the water.  Operator and Injured victim1 were found on the rock.  Injured victim1 was conscious and alert, and operator was conscious but not alert. The victims were transported to shore where the two survivors, Injured victim2 and Injured victim1 were transported to Carolinas Medical Center Main.  
   
  Injured victim2 had a broken left femur and heel, while Injured victim1 had bruised ribs, lacerations to his head and left leg, and a broken right ankle.  Operator perished on shore while receiving treatment from EMTs.  Deceased victim2 was killed instantly upon impact. 
   
  There was evidence of alcohol being on the boat at some point in the day, but both survivors stated that they had been drinking that day but had no knowledge of the operator consuming any alcohol, and went as far as to state that no alcohol was being consumed during the cruise. The vessel was short one USCG approved wearable PFD, but all other safety equipment was onboard.  The stern light was still on and Navigation Light switch was in the correct position upon investigation.  A nearby anchored boat stated that they observed the vessel enter Gar Creek with navigation lights on, and observed no irregular operation prior to hearing the thud of the impact.  The Medical examiner's Investigative, Autopsy, and Toxicology Reports of Operator revealed the cause of death as blunt force injuries from the accident and a (BAC of .06).
   