RedactedNarrative: On 9/25/21 at the Cowford Landing near Ebro on the Choctawhatchee River at approximately 4 PM, a boating accident occurred from a boat striking a dock.  The V1 operator was identified as OP1.  He was not injured.  The only V1 passenger was VICTIM, was injured and transported to the Sacred Heart Hospital for evaluation and treatment.  FWC Officers investigated the scene and interviewed the passenger at the hospital.  The officers' investigation found careless operation in violation of NAV Rules for the vessel to strike the dock. The officers's investigation found the V1 operator was operating northbound on the Choctawhatchee River approximately 1/2 miles south of the Hwy 20 Bridge.  The V1 operator was steering and the V1 passenger was to his left side while underway.  According to statements, they turned around for OP1 to take a selfie picture with his cell phone of both of them.  He was distracted failing to pay attention and upon turning back to steer, it was too late to take action to avoid the dock and pilings.   She stated her injuries were pain and muscle spasms along arms and thorax area. She stated she had a cut on back side of her head (I observed dried blood along her left cheek from around her ear.)