RedactedNarrative: V1 was cruising south west towards US 1. V1 operator stated his vessel was approximately 3 feet from the shoreline. Victim/occupant was sitting on the bow deck( not a designated seat) facing towards the operator. V1 came to a sharp turn in the creek and collided with V2.
  
  V2 was cruising north east on Turnbull Creek headed towards V2 occupants residence. V2 operator stated he was on the eastern shoreline. V2 operator came to the sharp turn in the creek and collided with V1. V2 operator immediately engaged the throttle to neutral in an attempt to stop the vessel. 
  
  The bow of V1 impacted V2 on its starboard bow/keel. V1 bow went under V2 due to the different vessel designs. When the collision occurred it caused the occupant/victim of V1 to be pushed(V2 bow/keel struck victim on right side of her body) overboard. Once both vessels settled, V1 operator and V2 occupant got in the water to locate V1 occupant/victim.  Victim was located under vessels and brought into V2. V2 then transported victim to boat ramp.(US 1/Turnbull Creek) 
  
  V2 left the ramp once onshore and returned to V2 occupants house. V1 operator proceeded to ramp and transported victim to Fish Memorial Hospital in Orange City. Received four broken ribs and a collapsed lung.  
  
  V1 sustained damage to the bow.
  V2 sustained minor scuffing along the starboard keel, close to the water line. 
  
  Both operators were not in sight of each other until seconds before incident. 
  