RedactedNarrative: THIS CRASH OCCURRED DUE TO ROUGH WATER CONDITIONS ON LAKE OF THE OZARKS.  PASSENGER 2 WAS SEATED IN THE BOW OF A SMALL CRAFT IN ROUGH WATER.  OPERATOR 1 FAILED TO SLOW TO A SPEED TO PREVENT PASSENGER 2 FROM BECOMING AIRBORNE WHEN HE ENCOUNTERED THE ROUGH WATER.  LANDING FROM BEING AIRBORNE CAUSED A BACK INJURY TO PASSENGER 2.