RedactedNarrative: Operator #1 stated to the effect: I was heading South in the channel and I thought I was running out of water to the right then it started getting more shallow and I turned to the right and hit something and we stopped immediately.
  
  Investigation on scene revealed: Vessel #1 was traveling South in the Inner Coastal Waterway in Atlantic City specifically, ICW #195 at approximately 20-25 knots. It should be noted, there is a No Wake Buoy placed in that area within a close distance, marking same. V1 then veered outside the channel toward the East, in shallow water. In an attempt to steer the vessel back into deep water, Operator #1 turned to the right, striking a submerged piling in approximately two feet of water depth outside the channel. Vessel #1 came to an uncontrolled rest on top of the submerged object, causing disabling damage to the starboard side of the hull. Vessel #1 took on water after impact and was sitting on top of the mud in approximately 2 foot of water.
  
  As a result of the Impact, 3 persons were ejected from the vessel out of the 9 that were on board. The Operator struck the steering column with his jaw, and suffered lacerations to his mouth. Occupant2 was standing near the stern of the vessel when V1 struck the submerged object. Occupant2 was thrown forward striking the seat post with his back and struck his head on the forward compartment of the bow. 
  
  Occupant3 struck her head on the port side of the gunwale. NJSP and USCG personnel were able to transfer all persons to safety to a nearby dock, where Atlantic City EMS evaluated all. Three people were transported to AtlantiCare Regional Medical Center where operator was treated for his lacerations to his jaw and released. 
  
  Occupant2 sustained fractures to his neck and lower back and was admitted for further tests. Occupant4 was transported for precautionary reasons and no injuries were sustained. Sea-Tow was contacted and removed vessel #1 from the scene. Operator #1 is primarily at fault in this investigation as Operator #1 failed to utilize " Safe Speed" as defined in the U.S. Coast Guard's "Rules of the Road". Operator #1 was traveling approximately 20-25 Kts in a no wake zone.
  