RedactedNarrative: On July 24, 2022 at approximately 4:41 PM, I received a call for a capsized vessel located on the Bush River near the Amtrak Bridge. At 5:01 PM I arrived on scene and observed a white 21 foot Kencraft vessel that was capsized and eighty percent submerged at the Amtrak Bridge (GPS coordinates 39.4355635, -76.2466189). There were no people in the water. The owner of the vessel was on scene in another vessel attempting to tow the sunken vessel. The vessel displayed a Maryland registration. The weather conditions were clear, 7-12 mph SW winds, and choppy water.
  
  When making contact with the owner, I identified myself as required. I identified the owner. Subject1 stated that he was not on the vessel at the time when it sunk. He stated that he was renting the vessel to two people for the day. Subject1 stated that at approximately 2:40 PM he received a phone call from Operator stating that the vessel had gotten swamped from a couple waves and sank. A good Samaritan helped Operator and Occupant out of the water and took them to Willoughby Beach Boat ramp. Subject1 stated that he was on the water on another vessel in the Bird River, when he responded to the scene. He stated that he met both occupants and took them back to their vehicle at Otter Point Marina before coming back to try to tow the sunken vessel. 
  
  I made contact with the operator, Operator by phone. His story coincided with Subject1. Operator stated that him and Occupant rented the vessel from Subject1 for the day. He stated that he paid $450 for the rental and picked up the vessel at 8:00 AM. He stated that at approximately 2:00 PM while looking for a fishing spot, he turned the motor off and was drifting near the Amtrak Bridge on the Bush River. He stated that due to the wind, the vessel took a few waves over the stern causing the vessel to swamp. He stated that the bilge pump was on, but could not keep up and vessel sunk. He stated that he and Occupant swam to the Amtrak Bridge abutment, where a Good Samaritan picked them up and transported them to Willoughby Beach Boat Ramp. Operator had a valid boaters safety certificate. He stated that Subject1 went over a safety briefing with him before they went underway. He stated that the vessel was equipped with all US Coast Guard required safety equipment, and he was aware of the locations for all the safety equipment. He was not wearing a PFD at the time when the vessel sunk, however Occupant was wearing a PFD.
  
  Subject1 was in possession of a copy of the operators photo ID, boaters safety certificate, and contact information for Operator. The vessel was towed by TowBoat USA. No personal injuries occurred. The vessel did not appear to have hit anything. No other vessels were involved. The vessel registration was valid, and was insured by Geico Insurance.  All events occurred in Harford County, MD.
  