RedactedNarrative: On September 9th, 2021 I, Sgt. 1 responded to a report of a boating accident on Lake Cumberland in Jack's Branch in Wayne County. While enroute to the Jamestown Marina, I called and spoke with a V2 Owner, owner of a 2002 35' Fountain Power Boat bearing Kentucky Registration. V2 Owner stated he was involved in the accident at Jack's Branch and his vessel receive damage. V2 Owner stated he was coming back into Jamestown Marina and would meet me at the boat rental office. 
  Upon making contact with V2 Owner, he advised that a rental houseboat had drifted into his vessel causing damage to both vessel's.
  Sgt. 2 was near Jack's Branch and responded to the accident location. Sgt. 2 quickly located a 80' Horizon Yachts #43 rental houseboat belonging to Safe Harbor Marinas, and also matching the description given by V2 Owner of the vessel that struck him earlier this date. Sgt. 2 spoke with the operator of the rental vessel. V1 Operator stated he was approaching Jack's Branch on the starboard (right) side and stated he had gotten just inside of Jack's Branch when the wind got up, catching the houseboat's starboard side drifting the houseboat from starboard to port side. V1 Operator also added, he was unable to overcome the force of the wind to correct to situation resulting in Vessel #1 impacting Vessel #2 while it was anchored in the middle of Jack's Branch.
  After inspecting the two vessels it was obvious that the two vessels had been involved in an accident. The bow of vessel #2 was damaged and had maroon paint that matched that of the paint on the side of Vessel #1. Vessel #1 had a hole in the port side approximately 6"X8" just above the aluminum hull, in the fiberglass side next to a lower window near the rear of the vessel. The damage was at the bottom edge of the maroon stripe on the side of Vessel #1 and was consistent with the maroon paint found on the bow of vessel #2 and also consistent in size to that of the bow of Vessel #2
   After observing the damage on both vessels and reviewing the statements that were given by the operators, passengers and witnesses, it is evident that these vessels were the two involved in the reported accident.  
  
  SGT. 2 documented the damage to vessel #1, explained to me his findings, and sent me pictures of the vessel. 
  
  
                                                                           Summations of Findings
  Based on the statements from the witnesses and that of the operator and evidence observed, the operator of the vessel failed to adhere to Proper Lookout (33 CFR 83 Rule 5).  As the operator of vessel 1, his duties include that of, serving as the lookout on board and to conduct safe operations of the vessel. The lookout failed to observe for and notice the other vessels that were anchored nearby and the danger they posed in this event. The operator should have calculated the dangers of entering the congested area with the windy conditions and his inexperience with this vessel.