RedactedNarrative: Watercraft #1 was heading west on lake, planed out. Watercraft #2 was heading south-southeast on lake and was coming to a stop/slowing (planing down). Neither watercraft operator nor the passengers saw the other boat and they collided. Watercraft #1 port front struck Watercraft #2 starboard front. Watercraft #1 capsized, ejecting the three occupants. The two passengers were injured and the operator was missing in the water. His body was recovered the following day. There were no injuries to the occupants of WC #2. Life jackets were not worn by any parties involved. Alcohol was not a factor. There was some damage to WC #1 and WC #2 is a total loss.