RedactedNarrative: August 15, 2020 at approximately 12:20pm, Sgt. responded to a property damage accident in Harmon Creek on Lake Cumberland. Once on scene it was determined that Vessel 1 (State Dock Houseboat 64, a 62' Admiral, HIN: MWC64680L495), driven by OPERATOR 1, was attempting to pull alongside Vessel 2 (State Dock Houseboat 70, a 62' Admiral, HIN: SNS000021595) to moor when the two vessels collided.  Vessel 2 was beached on the bank at the time.        
  OPERATOR 1 advised that she realized she was going too fast and attempted to put Vessel 1 in reverse to avoid collision but could not alter the vessel's momentum. The starboard side bow of Vessel 1 collided with the port side stern of Vessel 2 causing damage to the railing and A/C unit on Vessel 2.  OPERATOR 1 had less than an hour of experience driving a houseboat and was the only one aboard at the time of the accident, therefore, there was no lookout to help her navigate as she attempted to beach Vessel 1.    
   Management from the Lake Cumberland State Dock were notified of the incident.  OPERATOR 1 and a witness, OPERATOR 2, both stated that no one witness the accident on Houseboat 70 other than them and that no one was injured.          
   Vessel 1 was going too fast while attempting to pull alongside Vessel 2.  Due to a lack of experience by the operator of Vessel 1, and having no lookout, the operator was unable to stop the momentum of Vessel 1 in time to avoid a collision with Vessel 2.  This collision caused damage to the railing and A/C unit located on the port side stern of Vessel Two. 		
  