A recreational boat and small passenger ferry vessel collided in Miami harbor.

The passenger ferry had 3 crewmembers onboard and 0 passengers.  Shortly after the vessel entered the channel, the operator noticed a small vessel heading east in Government cut at a high rate of speed 100 years off the port bow.  The commercial operator slowed.  The recreational vessel collided with the bow of the commercial vessel, broke apart and sank to a depth of 50 feet with 2 people onboard.  The commercial vessel crew recovered one person floating in the water; the person was semi-conscious, without clothes from the wait downward and had multiple injuries.  The other person was recovered deceased 45 minutes later.  The ME report indicated signs of head trauma and drowning.

The recreational boat operator was at fault for speed and navigation rules in a crossing situation.
Biscayne Bay
Miami